1215 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1215 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,395 sqft · built 1966
Lot Size	0.178 acres (7,748 sqft)
Owner	Individual Name on Record
Last Sale	$123,500 (Jun 2017)
Tax Bill	$3,643 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-477-011`

Property Details

APN / Parcel Number

Primary APN	`14-35-477-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	1,731 sqft
1st Floor Area	1,015 sqft
Basement Area	380 sqft
Finished Basement	380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1215 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LINCOLNWOOD SUB LOT 24
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	24
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1106

Owner

Source: McLean County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Feb 27, 2012	Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK NA
Jun 5, 2008	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Oct 21, 2005	Trustee's Deed, Foreclosure · ARM NEW CENTURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	Oct 21, 2005
Deed Document Number	201710757
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0000010756
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 15, 2026
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	0000015676
Instrument Date	Sep 29, 2026
Instrument	202615676
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,542.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609

Mortgage

Document Number	0000015677,
Date	Oct 15, 2026
Instrument	202615677

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	7%
Max Rate	-1%

Mortgage

Document Number	0000015678,
Date	Oct 15, 2026
Instrument	202615678

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200005033
Date	Feb 27, 2012
Instrument	2012-00005033

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200800015751
Date	Jun 5, 2008
Instrument	2008-00015751

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 19, 2017
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	201700010756
Instrument Date	May 30, 2017
Instrument	2017-00010756
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 19, 2017
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	201700010757
Instrument Date	May 30, 2017
Instrument	2017-00010757
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.25
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 SUTOGE RD, BLOOMINGTON, IL 61701

Mortgage

Document Number	201700010758
Date	Jun 19, 2017
Instrument	2017-00010758

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

October 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 21, 2005
Property Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Document Number	200500032091
Instrument Date	Oct 18, 2005
Instrument	2005-00032091
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 RUTLEDGE RD, BLOOMINGTON, IL 61704-3609
Investor	Possibly a Property Investor

Mortgage

Document Number	200500032092
Date	Oct 21, 2005
Instrument	2005-00032092

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.22%
Type Change Date	Nov 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.22%
Max Rate At Change	8.72%
Index	6-Month LIBOR
Max Rate	14.2%

Mortgage

Document Number	200500032093
Date	Oct 21, 2005
Instrument	2005-00032093

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,609 (+36.66%) Land $11,727 Building $46,882	$175,827 (+36.66%) Land $35,181 Building $140,646
2024	$3,643.00 (+18.16%)
2023	$3,083.00	$42,888 Land $8,582 Building $34,306	$128,664 Land $25,746 Building $102,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

Nearby Properties on Rutledge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures