1215 Oak St, Syracuse, NE 68446 Property Records

Otoe County property record for 1215 Oak St, Syracuse, NE 68446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,946 sqft · built 1998
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jan 2026)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Nov 2011 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`569553038`

Property Details

APN / Parcel Number

Primary APN	`569553038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,790 sqft
Basement Area	1,790 sqft
Finished Basement	1,790 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	149 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1215 OAK ST
City	SYRACUSE
State	NE
Zip	68446-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 3 Z & W SUBD IN S1/2 NW1/4 ANNEX TO SYRACUSE; MAP NUMBER: 3703-00-0-31600-000-0003
Legal Subdivision	Z & W SUBD
Legal Lot Number	3
Jurisdiction	OTOE NE
Township / Civil Division	SYRACUSE
Census Block Group	2
Census Block	2033
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2013	Deed of Trust, Mortgage · Conventional Mortgage ARBAR BANK
Nov 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit ARBOR BANK
Aug 21, 2015	Deed of Trust, Mortgage · Line of Credit ARBOR BANK
Jan 30, 2026	Personal Representative Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit ARBOR BANK
Feb 2, 2007	Warranty Deed, Transfer · Stand-Alone Second Mortgage OTOE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Feb 2, 2007 · Amount on Record
Deed Document Number	2026218
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201302280
Date	Aug 22, 2013
Instrument	201302280

Lender

Name	ARBAR BANK
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2028

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201103034
Date	Nov 29, 2011
Instrument	201103034

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 OAK ST, SYRACUSE, NE 68446-9478

Mortgage

Document Number	0202002496
Date	Sep 29, 2020
Instrument	202002496

Lender

Name	ARBOR BANK
Type	Bank
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201501920
Date	Aug 21, 2015
Instrument	201501920

Lender

Name	ARBOR BANK
Type	Bank
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OTOE NE
Recording Date	Jan 30, 2026
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Document Number	0202600218
Instrument Date	Jan 28, 2026
Instrument	202600218
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	COOKE COUNTY TITLE COMPANY, OTOE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202600219
Date	Jan 30, 2026
Instrument	202600219

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 OAK ST, SYRACUSE, NE 68446-9478

Mortgage

Document Number	202002496
Date	Sep 29, 2020
Instrument	202002496

Lender

Name	ARBOR BANK
Type	Bank
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Feb 2, 2007
Property Address	1215 OAK ST, SYRACUSE, NE 68446-9478
Document Number	0200700323
Instrument Date	Jan 19, 2007
Instrument	200700323
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	0200700327
Date	Feb 2, 2007
Instrument	200700327

Lender

Name	OTOE COUNTY BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

Mortgage

Document Number	0200700324
Date	Feb 2, 2007
Instrument	200700324

Lender

Name	OTOE COUNTY BANK
Address	NEBRASKA CITY, NE 68410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Syracuse City
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,727.00 (-25.28%)	$298,894 (+15.7%) Land $22,750 Building $276,144	$298,894 (+15.7%) Land $22,750 Building $276,144
2023	$4,988.00	$258,325 Land $18,200 Building $240,125	$258,325 Land $18,200 Building $240,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SYRACUSE serves 1,962 people · EPA ID NE3113104
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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