Pasco County property record for 1215 Loretto Cir, Odessa, FL 33556
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 2000 |
| Lot Size | 0.222 acres (9,697 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2017) |
| Tax Bill | $3,990 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-17-0080-00000-0740 |
| Primary APN | 34-26-17-0080-00000-0740 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,697 sqft (0.222 acres) |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1401810 |
|---|---|
| Street Address | 1215 LORETTO CIR |
| City | ODESSA |
| State | FL |
| Zip | 33556-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | PARKER POINTE PHASE 2-A PB 40 PG 103 LOT 74 OR 9549 PG 1419 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | PARKER POINTE |
| Legal Phase | 2 |
| Legal Tract | 80 |
| Legal Lot Number | 74 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31602 |
1215 Loretto Cir is owned and occupied by two individuals who bought it in June 2017.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1215 LORETTO CIR, ODESSA, FL 33556-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 1, 2017 | Warranty Deed, Transfer · VA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 2017083534 |
| Deed Book / Page | 9549 / 1419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1215 LORETTO CIR, ODESSA, FL 33556-4525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1215 LORETTO CIR, ODESSA, FL 33556-4525 |
| Document Number | 0103973768 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 10397/3768 |
| Instrument | 2021153203 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 1, 2017 |
| Property Address | 1215 LORETTO CIR, ODESSA, FL 33556-4525 |
| Document Number | 0095491419 |
| Book / Page | 009549 / 001419 |
| Instrument Date | May 12, 2017 |
| Instrument | 83534 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1215 LORETTO CIR ODESSA FL 335564525, ODESSA, FL 33556-4525 |
| Document Number | 95491421 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 009549/001421 |
| Instrument | 83535 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2047 |
The 2025 property tax bill for 1215 Loretto Cir was $3,990 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,990.00 Homeowner's exemption | $266,000 Land $62,749 Building $203,251 | $376,438 Land $62,749 Building $313,689 |
| 2023 | $3,201.00 (+11.49%) Additional exemption filed | $218,610 (+3%) Land $57,229 Building $161,381 | $367,484 (+27.02%) Land $57,229 Building $310,255 |
| 2022 | $2,871.00 Homeowner's exemption | $212,250 Land $47,989 Building $164,261 | $289,304 Land $47,989 Building $241,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1215 Loretto Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 4 (1995–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1215 Loretto Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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