Schenectady County and Schenectady City property record for 1215 Libby Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1963 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,546 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.29-2-4 |
| Primary APN | 421500 40.29-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Upper Floors Area | 189 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 254 sqft |
| Porch | Slab |
| Porch Area | 400 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1215 LIBBY AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 319 PT OF 318 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20101 |
1215 Libby Ave is owner-occupied and held in a trust since October 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2025 |
| Transfer Doc | 0000025322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 24, 2025 |
| Property Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Document Number | 0000025322 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202525322 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Document Number | 0000052484 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 5260/954 |
| Instrument | 202252484 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020378 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 4759/188 |
| Instrument | 201720378 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 2, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1215 LIBBY AVE, SCHENECTADY, NY 12309-5016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016775 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 4995/471 |
| Instrument | 202016775 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 1215 Libby Ave was $5,546 with exemptions applied, up 5.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,546.00 (+5.14%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,275.00 | $135,600 (-) Land $20,300 Building $115,300 | $224,540 (+13.35%) Land $33,615 Building $190,925 |
| 2024 | $135,600 (-) Land $20,300 Building $115,300 | $198,101 (+15.41%) Land $29,657 Building $168,444 | |
| 2023 | $135,600 (-) Land $20,300 Building $115,300 | $171,646 (+3.8%) Land $25,696 Building $145,950 | |
| 2022 | $135,600 Land $20,300 Building $115,300 | $165,366 Land $24,756 Building $140,610 | |
| 2021 | $5,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1215 Libby Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1215 Libby Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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