Hamilton County property record for 1215 Laredo Ct, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,266 sqft · built 1958 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Mar 2023) |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E D 012 |
| Primary APN | 168E D 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109101 |
|---|---|
| Street Address | 1215 LAREDO CT |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LT 12 BLK B REV CHEROKEE ESTATE PB19 PG33 |
| Legal Subdivision | CHEROKEE ESTATES |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1732 N OLD COACHMAN RD, CLEARWATER, FL 33765-1633 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Jul 20, 2021 | Warranty Deed, Transfer CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Jul 19, 2021 | Warranty Deed, Transfer CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Document Number | 2023032000115 |
| Deed Book / Page | 13240 / 379 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 20, 2023 |
| Property Address | 1215 LAREDO CT, CHATTANOOGA, TN 37412-1515 |
| Document Number | 0000000115 |
| Book / Page | 13240 / 379 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023032000115 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1732 N OLD COACHMAN RD, CLEARWATER, FL 33765-1633 |
| Document Number | 0013240291 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 13240/291 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.4% |
| Max Rate At Change | 7.4% |
| Index | 6-Month LIBOR |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 20, 2021 |
| Property Address | 1215 LAREDO CT, CHATTANOOGA, TN 37412-1515 |
| Document Number | 0000000347 |
| Book / Page | 12575 / 836 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021072000347 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $351.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 BORAL ST NE, CALHOUN, GA 30701-4859 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 19, 2021 |
| Property Address | 1215 LAREDO CT, CHATTANOOGA, TN 37412-1515 |
| Document Number | 0000000336 |
| Book / Page | 12573 / 601 |
| Map Reference | MB 19 PG 33 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021071900336 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 GEORGIA AVE # 1C, 1C, CHATTANOOGA, TN 37402-1407 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,000.00 (+23.76%) | $66,000 (+82.57%) | $264,000 (+82.57%) Land $50,000 Building $214,000 |
| 2024 | $808.00 (-36.33%) | $36,150 (-) | $144,600 (-) Land $40,000 Building $104,600 |
| 2023 | $1,269.00 | $36,150 (-) | $144,600 (-) Land $40,000 Building $104,600 |
| 2022 | $1,269.00 | $36,150 | $144,600 Land $40,000 Building $104,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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