1215 Josephine St, Berkeley, CA 94703 Property Records

Alameda County property record for 1215 Josephine St, Berkeley, CA 94703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1920
Lot Size	0.108 acres (4,725 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Jul 2003)
Tax Bill	$13,520 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-2446-31`

Property Details

APN / Parcel Number

Primary APN	`60-2446-31`
Alternative APN	`060-2446-031-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1920
Architectural Style	Other
Construction Type	Wood
Lot Area	4,725 sqft (0.108 acres)

Location & Zoning

Street Address	1215 JOSEPHINE ST
City	BERKELEY
State	CA
Zip	94703-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:C SUBD:NORTHBRAE BUSINESS PROPERTY
Legal Subdivision	NORTHBRAE BUSINESS PROPERTY
Legal Block	C
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1001
Census Tract	421800

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2003 · Amount on Record
Deed Sale	Jul 21, 2003 · Amount on Record
Prior Sale	Jul 21, 2003 · Amount on Record
Deed Document Number	0000421240
Last Transfer Date	Nov 29, 2012
Transfer Doc	0000398051
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012757
Date	Feb 3, 2026
Instrument	2026012757

Lender

Name	SOFI BANK NA
Type	Bank
Address	2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	SUN NATIONAL TITLE COMPANY, BOSTON NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111

Mortgage

Document Number	0000284842
Date	Oct 23, 2020
Instrument	2020284842

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1215 JOSEPHINE ST, BERKELEY, CA 94703-1111
Document Number	0000079326
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1215 JOSEPHINE ST BERKELEY CA 947031111, BERKELEY, CA 94703-1111

Mortgage

Document Number	0000079326
Date	Apr 9, 2020
Instrument	79326

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,520.00 (+11.25%) Homeowner's exemption	$840,725 (+4.04%) Land $286,141 Building $554,584
2023	$12,153.00 Homeowner's exemption	$808,083 Land $275,031 Building $533,052

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 946 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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