1215 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1215 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,862 sqft · built 1955
Lot Size	0.261 acres (11,360 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Mar 2025)
Tax Bill	$6,290 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-127-001`

Property Details

APN / Parcel Number

Primary APN	`21-10-127-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,862 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,582 sqft
Attic	Attic
Attic Area	582 sqft
Basement Area	1,114 sqft
Finished Basement	880 sqft
Unfinished Basement	234 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	11,360 sqft (0.261 acres)
Lot Dimensions	130 ft deep x 97 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Deck Area	224 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1215 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ASSOC OF COMMERCE ADD E15 VAC HARBORD DR ADJ & ALL LOT 1 BLK 5
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	ASSOC OF COMMERCE ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3002
Census Tract	5800

Owner

1215 E Oakland Ave is owned and occupied by two individuals who bought it in March 2025.

Source: McLean County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU
Mar 23, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE SERVICES III LLC
Mar 8, 2017	Special Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	20253606
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0000025131
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565

Mortgage

Document Number	202500018385
Date	Dec 23, 2025
Instrument	2025-00018385

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565

Mortgage

Document Number	202300008306
Date	Jun 28, 2023
Instrument	2023-00008306

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 4, 2020
Property Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Document Number	202000007751
Map Reference	MB381 PG591 DOC25552
Instrument Date	Apr 10, 2020
Instrument	2020-00007751
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565

Mortgage

Document Number	202000007752
Date	May 4, 2020
Instrument	2020-00007752

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 23, 2018
Property Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Document Number	201800004509
Map Reference	MB381 PG591
Instrument Date	Mar 19, 2018
Instrument	2018-00004509
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565

Mortgage

Document Number	201800004510
Date	Mar 23, 2018
Instrument	2018-00004510

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2017
Property Address	1215 E OAKLAND AVE, BLOOMINGTON, IL 61701-5565
Document Number	201700004044
Map Reference	MB381 PG591
Instrument Date	Feb 7, 2017
Instrument	2017-00004044
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Tax	$130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24112 RON SMITH MEMORIAL HWY, HUDSON, IL 61748-7407

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,613 Land $17,410 Building $78,203	$286,839 Land $52,230 Building $234,609
2024	$6,290.00 (+10.74%)
2023	$5,680.00	$78,970 Land $14,380 Building $64,590	$236,910 Land $43,140 Building $193,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1215 E Oakland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1215 E Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

Nearby Properties on E Oakland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures