Hamilton County property record for 1215 E 40th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1935 |
| Lot Size | 0.186 acres (8,104 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,000 (Oct 2021) |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 167E B 002 |
| Primary APN | 167E B 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,104 sqft (0.186 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000105606 |
|---|---|
| Street Address | 1215 E 40TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 BLK 162 EAST END LAND CO ADDN NO 1 PB 2 PG 22 |
| Legal Subdivision | EAST END LAND COMPANYS ADDITION #1 |
| Legal Block | 162 |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1215 E 40th St is owned by a company that bought it in October 2021.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2211 E MAIN ST, A, CHATTANOOGA, TN 37404-5237 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Oct 21, 2021 | Warranty Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Oct 28, 1998 · Amount on File |
| Deed Document Number | 2021211 |
| Deed Book / Page | 12700 / 744 |
| Prior Transfer Date | Sep 25, 1998 |
| Prior Transfer Doc | 0052110048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1215 E 40TH ST, CHATTANOOGA, TN 37407-2517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000140 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 12841/609 |
| Instrument | 2022021000140 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 21, 2021 |
| Property Address | 1215 E 40TH ST, CHATTANOOGA, TN 37407-2517 |
| Document Number | 0000000211 |
| Book / Page | 12700 / 744 |
| Map Reference | MB 2 PG 22 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021102100211 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $55.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1215 E 40th St was $336, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336.00 (+0.6%) | $22,200 (+48.49%) | $88,800 (+48.49%) Land $25,000 Building $63,800 |
| 2024 | $334.00 | $14,950 (-) | $59,800 (-) Land $10,000 Building $49,800 |
| 2023 | $334.00 | $14,950 (-) | $59,800 (-) Land $10,000 Building $49,800 |
| 2022 | $334.00 | $14,950 | $59,800 Land $10,000 Building $49,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1215 E 40th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 28 (1980–2012) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1215 E 40th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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