1215 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 1215 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,891 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$156,500 (Mar 2025)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Aug 2008 Line of Credit Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-0-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-0-000-003.001`
Alternative APNs	`126910` `21343`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,891 sqft Living Area
1st Floor Area	1,891 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,508 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	126910
Street Address	1215 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR OF NE1/4 OF NW1/4 SEC 9 T6S R 2W TH E ON N SEC LINE 520' & SO 180' TO POB TH E 132.5' SO 328' & W 132.5' & N 328'
Legal Range	2W
Legal Township	6S
Legal Section	09
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	456 COUNTY ROAD 344, DANVILLE, AL 35619-8566
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2008	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Mar 19, 2025	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Deed Book / Page	2025 / 2193
Record Updated	Sep 20, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	1215 CHAREST RD, SOMERVILLE, AL 35670-3347
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008/37477
Date	Aug 28, 2008
Book Page	2008/37477

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	DECATUR, AL 35601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 19, 2025
Property Address	1215 CHAREST RD, SOMERVILLE, AL 35670-3347
Document Number	02025/2193
Book / Page	2025 / 2193
Instrument Date	Mar 19, 2025
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 COUNTY ROAD 344, DANVILLE, AL 35619-8566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 COUNTY ROAD 344, DANVILLE, AL 35619-8566

Mortgage

Document Number	0202516618
Date	Mar 19, 2025
Instrument	2025/16618

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00	$34,940 (-) Land $2,760 Building $32,180	$174,700 (-) Land $13,800 Building $160,900
2024			$174,700 (-) Land $13,800 Building $160,900
2023	$1,306.00 (+11.91%)	$34,940 (+11.92%) Land $2,760 Building $32,180	$174,700 (+11.92%) Land $13,800 Building $160,900
2022	$1,167.00	$31,220 Land $2,500 Building $28,720	$156,100 Land $12,500 Building $143,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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