Osceola County property record for 1215 Beth Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,331 sqft · built 1990 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (May 2017) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87219 |
| Primary APN | 87219 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,331 sqft Heated Area |
| Gross Area | 2,950 sqft Gross Area |
| 1st Floor Area | 2,073 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.271 acres) |
| Lot Dimensions | 158 ft deep x 76 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 588 sqft Garage |
| Patio Area | 476 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 289 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87219 |
|---|---|
| Street Address | 1215 BETH LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK WOODS UNIT TWO PB 5 PG 170 LOT 19 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CANOE CREEK WOODS & CRYSTAL CREEK |
| Legal Tract | 419 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43303 |
Source: Osceola County records · APN 87219
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1215 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 02, 2017 | Warranty Deed, Transfer · FHA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | Apr 12, 2004 · Amount on Record |
| Deed Document Number | 2017064587 |
| Deed Book / Page | 5141 / 0135 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1215 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1215 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Document Number | 0058392666 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 5839/2666 |
| Instrument | 2020161291 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2017 |
| Property Address | 1215 BETH LN, SAINT CLOUD, FL 34772-7448 |
| Document Number | 0051410135 |
| Book / Page | 005141 / 000135 |
| Instrument Date | May 01, 2017 |
| Instrument | 64587 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1215 BETH LN ST CLOUD FL 347727448, ST CLOUD, FL 34772-7448 |
| Document Number | 51410136 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 005141/000136 |
| Instrument | 64588 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,331.00 (+6.35%) Homeowner's exemption | $229,028 (+5.99%) | $351,100 (+0.11%) Land $70,000 Building $281,100 |
| 2023 | $3,132.00 (+3.67%) Homeowner's exemption | $216,092 (+3%) | $350,700 (+18.96%) Land $60,000 Building $290,700 |
| 2022 | $3,021.00 Homeowner's exemption | $209,799 | $294,800 Land $55,000 Building $239,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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