1215 1st St, Elgin, OK 73538 Property Records

Comanche County property record for 1215 1st St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,798 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$2,230 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-1-50973-311-0006`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-1-50973-311-0006`
Alternative APNs	`050973-3110006-00000` `160011143` `11143`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,798 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11143
Street Address	1215 1ST ST
City	ELGIN
State	OK
Zip	73538-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31-4N-10W ELGIN CT BEG AT PT 86' N & 33' (N8951'W) OF SE/C NE/4; THEN N 137' (N8951'W) 90'; THEN S 137' (S89*51'E) 90' TO P
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	4N-10W ELGIN CITY
Legal Block	311
Legal Lot Number	6
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1073
Census Tract	2101

Owner

1215 1st St is owned and occupied by an individual who acquired it in December 1998.

Source: Comanche County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1215 1ST ST, ELGIN, OK 73538-8804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1998
Deed Sale	Dec 29, 1998
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 2, 2022
Property Address	1215 1ST ST, ELGIN, OK 73538-8804
Document Number	009064/316
Book / Page	9064 / 316
Instrument Date	Mar 21, 2022
Instrument	2022-007609
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 1ST ST, ELGIN, OK 73538-8804

Mortgage

Document Number	2022007610
Date	May 2, 2022
Instrument	2022-007610

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1215 1st St was $2,230.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,051 (-) Land $1,678 Building $20,373	$196,008 (-) Land $14,917 Building $181,091
2025	$2,230.00 (-0.04%)	$22,051 (+4.57%) Land $1,678 Building $20,373	$196,008 (+4.57%) Land $14,917 Building $181,091
2024	$2,231.00 (+3.29%)	$21,087 (+1.99%) Land $1,678 Building $19,409	$187,443 (+1.99%) Land $14,917 Building $172,526
2023	$2,160.00	$20,676 Land $1,678 Building $18,998	$183,787 Land $14,917 Building $168,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1215 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1215 1st St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 750
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20