Clay County property record for 1215 18th St N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Sep 2025) |
| Tax Bill | $4,836 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.441.0100 |
| Primary APN | 58.441.0100 |
|---|
| Lot Area | 8,393 sqft (0.19 acres) |
|---|
| Street Address | 1215 18TH ST N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MARIES 2ND ADD SUBDIVISIONCD 58441 LOT 10 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 04 |
| Legal Subdivision | MARIES 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30300 |
1215 18th St N is owned and occupied by two individuals who bought it in September 2025.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1215 18TH ST N, MOORHEAD, MN 56560-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 2025858532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 19, 2025 |
| Property Address | 1215 18TH ST N, MOORHEAD, MN 56560-1850 |
| Document Number | 0000858532 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 858532 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,079.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1215 18TH ST N, MOORHEAD, MN 56560-1850 |
| Document Number | 0000858533 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 858533 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 1215 18th St N was $4,836 with a homeowner's exemption, up 16.8% from the year before.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,836.00 (+16.81%) Homeowner's exemption | $320,900 (+5.39%) Land $39,400 Building $281,500 | $320,900 (+5.39%) Land $39,400 Building $281,500 |
| 2025 | $4,140.00 Homeowner's exemption | $304,500 Land $40,300 Building $264,200 | $304,500 Land $40,300 Building $264,200 |
| 2023 | $3,992.00 Homeowner's exemption | $274,400 Land $40,300 Building $234,100 | $274,400 Land $40,300 Building $234,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1215 18th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1215 18th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Verizon.
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