Hamilton County property record for 12149 McCauly Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,222 sqft · built 1987 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Sep 2018) |
| Tax Bill | $7,155 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0140-0317-00 |
| Primary APN | 600-0140-0317-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,222 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| 2nd Floor Area | 1,592 sqft |
| Basement Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,566 sqft (0.541 acres) |
| Lot Dimensions | 233 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12149 MCCAULY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-6047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCAULY RD 109.99 X 233.42 FT IRR LOT 50 MCCAULY WOODS SUB |
| Legal Subdivision | MCCAULY WOODS SUB |
| Legal Lot Number | 50 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 22302 |
12149 McCauly Rd is owned and occupied by an individual who bought it in September 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 2, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Prior Sale | Sep 8, 1998 · Amount on File |
| Deed Document Number | 0000085462 |
| Deed Book / Page | 13760 / 01786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100637 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 15569/766 |
| Instrument | 2025-0100637 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085905 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 15057/361 |
| Instrument | 2023-0085905 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Document Number | 0200126154 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 14306/2580 |
| Instrument | 2020-0126154 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Nov 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Document Number | 0000040575 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12149 MCCAULY RD CINCINNATI OH 452416047, CINCINNATI, OH 45241-6047 |
| Document Number | 0000040575 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 014160/000123 |
| Instrument | 40575 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 3, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Document Number | 0000005646 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12149 MCCAULY RD CINCINNATI OH 452416047, CINCINNATI, OH 45241-6047 |
| Document Number | 0000005646 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 013838/002119 |
| Instrument | 5646 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 25, 2018 |
| Property Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Document Number | 0000085462 |
| Book / Page | 13760 / 01786 |
| Map Reference | MB 260 PG 54&55 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018-0085462 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12149 MCCAULY RD, CINCINNATI, OH 45241-6047 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085463 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018-0085463 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 12149 McCauly Rd was $7,155, up 15.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,155.00 (+15.59%) | $135,629 (-) Land $17,500 Building $118,129 | |
| 2024 | $6,190.00 (-0.31%) | $135,629 (-) Land $17,500 Building $118,129 | |
| 2023 | $6,209.00 (-13.21%) | $135,629 (+7.64%) Land $17,500 Building $118,129 | $387,510 Land $50,000 Building $337,510 |
| 2022 | $7,154.00 Homeowner's exemption | $126,000 Land $17,850 Building $108,150 | |
| 2020 | $360,000 Land $51,000 Building $309,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12149 McCauly Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12149 McCauly Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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