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12148 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12148 S Emerald Ave, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1903
Lot Size0.071 acres (3,075 sqft)
OwnerIndividual Name on File
Last Sale$6,000 (Mar 2012)
Tax Bill$1,369 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-116-038

Property Details

APN / Parcel Number

Primary APN25-28-116-038
Alternative APN
  • 25-28-116-038-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area880 sqft Living Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1905
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,075 sqft (0.071 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12148 S EMERALD AVE
CityCHICAGO
StateIL
Zip60628-6332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(WEST)(PULLMAN) IN WH OF NE & NW NH SEC 28-37-14
Legal Range14E
Legal Township37N
Legal Section28
Legal SubdivisionWEST PULLMAN
Legal Block36
Legal Lot Number20,21
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2007
Census Tract530501

Owner

12148 S Emerald Ave is owned by an individual who bought it in March 2012.

Source: Cook County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address111 W 118TH ST, CHICAGO, IL 60628-6115
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2012 · Amount on File
Deed SaleMar 15, 2012 · Amount on File
Prior SaleOct 14, 2011
Deed Document Number201212029
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address12148 S EMERALD AVE, CHICAGO, IL 60628-6332
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002513339
DateJan 25, 2022
Instrument2202513339
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,800 Land $1,845 Building $4,955$68,000 Land $18,450 Building $49,550
2024$1,369.00 (+115.59%)
2023$635.00 (+2.75%)
2022$618.00 (+2.32%)$3,000 (-) Land $1,230 Building $1,770$30,000 (-) Land $12,300 Building $17,700
2021$604.00$3,000 Land $1,230 Building $1,770$30,000 Land $12,300 Building $17,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12148 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12148 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Fiber · Cable		1,500 / 1,500
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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