12148 Ash Dr, Minster, OH 45865 Property Records

Shelby County property record for 12148 Ash Dr, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1961
Lot Size	0.053 acres (2,300 sqft)
Owner	Individual Name on Record
Last Sale	$24,900 (Sep 2023)
Tax Bill	$753 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Dec 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-0701181.005`

Property Details

APN / Parcel Number

Primary APN	`35-0701181.005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Roof Material	Shingle
Lot Area	2,300 sqft (0.053 acres)
Lot Dimensions	92 ft deep x 25 ft wide
Porch	Porch
Porch Area	35 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12148 ASH DR
City	MINSTER
State	OH
Zip	45865-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R04 T08 S01 LOT 29 IN HEGEMANN RESORT PLAT &BEING PT OF NW QR 255-07-01-181-005PLAT V7 P22
Legal Subdivision	HEGEMANN RESORT PLAT
Legal Lot Number	29
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1034
Census Tract	971600

Owner

Source: Shelby County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12148 ASH DR, MINSTER, OH 45865-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage NOVASTAR MORTGAGE INC
Dec 11, 2024	Affidavit of Death of Joint Tenant, Transfer
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	20233985
Deed Book / Page	2316 / 2230
Last Transfer Date	Dec 10, 2024
Transfer Doc	02323/1585
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12148 ASH DR, MINSTER, OH 45865-9516
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	TOWER CITY TITLE, TOWER CITY TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001585/638
Date	Apr 26, 2006
Book Page	1585/638
Instrument	200600002892

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Address	6200 OAK TREE BLVD FL 3, INDEPENDENCE, OH 44131

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.6%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

December 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHELBY OH
Recording Date	Dec 11, 2024
Property Address	12148 ASH DR, MINSTER, OH 45865-9516
Document Number	02323/1585
Book / Page	2323 / 1585
Map Reference	VOL 7 PG 22
Instrument Date	Dec 11, 2024
Instrument	202405845
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12148 ASH DR, MINSTER, OH 45865-9516

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 7, 2023
Property Address	12148 ASH DR, MINSTER, OH 45865-9516
Document Number	02316/2230
Book / Page	2316 / 2230
Map Reference	VOL 7 PG 22
Instrument Date	Aug 7, 2023
Instrument	202303985
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12148 ASH DR, MINSTER, OH 45865-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12148 ASH DR, MINSTER, OH 45865-9516

Mortgage

Document Number	0202303986
Date	Sep 7, 2023
Instrument	202303986

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Minster Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00	$22,760 (-) Land $3,160 Building $19,600
2024	$753.00 (-1.05%) Homeowner's exemption	$22,760 (-) Land $3,160 Building $19,600
2023	$761.00 (+16.9%)	$22,760 (+23.43%) Land $3,160 Building $19,600	$65,010 (+23.38%) Land $9,020 Building $55,990
2022	$651.00	$18,440 Land $2,540 Building $15,900
2020			$52,690 Land $7,250 Building $45,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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