Chisago County property record for 12147 285th St, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,280 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Jun 2019) |
| Tax Bill | $8,356 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01799-00 |
| Primary APN | 02-01799-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,820 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Depth | 300 ft Depth |
| Garage Type | Detached |
| Garage Area | 1,620 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3973452 |
|---|---|
| Street Address | 12147 285TH ST |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME WOODLAWN BEACH LOT 022 SUBDIVISIONCD 02670 |
| Legal Range | 020 |
| Legal Township | 033 |
| Legal Section | 08 |
| Legal Subdivision | WOODLAWN BEACH |
| Legal Lot Number | 22 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | CHISAGO LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 110503 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12147 285TH ST, LINDSTROM, MN 55045-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on Record |
| Deed Sale | Jun 6, 2019 · Amount on Record |
| Prior Sale | Jun 8, 2002 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 12147 285TH ST, LINDSTROM, MN 55045-9432 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A597587 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | A597587 |
| Name | SECURITY STATE BANK OF MARINE |
|---|---|
| Type | Bank |
| Address | LINDSTROM, MN 55045 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jun 21, 2022 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Chisago Lake Township |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,356.00 (+8.13%) | ||
| 2025 | $7,728.00 (+9.4%) Homeowner's exemption | ||
| 2024 | $711,200 (+2.04%) | $711,200 (+2.04%) | |
| 2023 | $7,064.00 (+8.41%) | $697,000 (+10.27%) Land $285,400 Building $411,600 | $697,000 (+10.27%) Land $285,400 Building $411,600 |
| 2022 | $6,516.00 (-6.83%) | $632,100 (+12.15%) Land $241,600 Building $390,500 | $632,100 (+12.15%) Land $241,600 Building $390,500 |
| 2021 | $6,994.00 | $563,600 | $563,600 Land $219,600 Building $344,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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