12145 Big Pool Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12145 Big Pool Rd, Clear Spring, MD 21722

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,112 sqft · built 2000
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$39,500 (Mar 1999)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-011548`

Property Details

APN / Parcel Number

Primary APN	`15-011548`
Alternative APN	`011548`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Total Area
Utility Area	450 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011548
Street Address	12145 BIG POOL RD
City	CLEAR SPRING
State	MD
Zip	21722-1840
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	EC
Legal Description	LOT 1 6.0 ACRES 12145 BIG POOL RD
Legal Subdivision	MICHAEL DEV CORP
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	15, INDIAN SPRING
Census Block Group	4
Census Block	4043
Census Tract	10600

Owner

Source: Washington County records · APN 15-011548

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12145 BIG POOL RD, CLEAR SPRING, MD 21722-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 1999 · Amount on Record
Deed Sale	Mar 30, 1999 · Amount on Record
Deed Document Number	19995544
Deed Book / Page	1484 / 809
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12145 BIG POOL RD, CLEAR SPRING, MD 21722-1840
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057290393
Date	Apr 18, 2018
Book Page	5729/0393

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12145 BIG POOL RD, CLEAR SPRING, MD 21722-1840
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062420327
Date	May 04, 2020
Book Page	6242/327

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,700 (+14.83%) Land $67,500 Building $348,200	$415,700 (-) Land $67,500 Building $348,200
2025	$3,008.00 (+5.66%) Homeowner's exemption	$362,000 (+42.18%)	$415,700 (+63.28%) Land $67,500 Building $348,200
2024	$2,847.00 (+7.56%)
2023	$2,647.00 Homeowner's exemption	$254,600 Land $67,500 Building $187,100	$254,600 Land $67,500 Building $187,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), as of August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 15 locations within half a mile of this property.

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