12144 Palisades Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12144 Palisades Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,492 sqft · built 1986
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$794,000 (Jan 2022)
Tax Bill	$8,427 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-032493`

Property Details

APN / Parcel Number

Primary APN	`03-032493`
Alternative APNs	`3032493` `032493`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,492 sqft Total Area
Basement Area	1,190 sqft
Finished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	740 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032493
Street Address	12144 PALISADES DR
City	DUNKIRK
State	MD
Zip	20754-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 PLAT 2 PATUXENT PALISADES
Legal Subdivision	PATUXENT PALISADES
Legal Lot Number	28
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

12144 Palisades Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Special Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MTG ASSN INC
Oct 31, 2019	Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Book / Page	6204 / 605
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 25, 2022
Property Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430
Document Number	0062040605
Book / Page	6204 / 605
Map Reference	LB JLB 2 FO 66
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SHILEY ST, 7, ANNAPOLIS, MD 21401-1238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430

Mortgage

Document Number	0006204613
Date	Jan 25, 2022
Instrument	6204/613

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430
Document Number	0057240273
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12144 PALISADES DR DUNKIRK MD 207549430, DUNKIRK, MD 20754-9430

Mortgage

Document Number	0057240273
Date	Oct 8, 2020
Book Page	005724/000273

Lender

Name	CREDIT UNION MTG ASSN INC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 31, 2019
Property Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430
Document Number	0054640359
Book / Page	5464 / 359
Map Reference	LB JLB 2 FO 66
Instrument Date	Oct 28, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12144 PALISADES DR, DUNKIRK, MD 20754-9430

Mortgage

Document Number	5464365
Date	Oct 31, 2019
Instrument	5464/365

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12144 Palisades Dr was $8,427 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,733	$807,000 Land $351,600 Building $455,400
2025	$8,427.00
2023	$6,529.00	$628,467	$764,600 Land $351,600 Building $413,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12144 Palisades Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12144 Palisades Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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