12144 Cedar Ln, Ashland, VA 23005 Property Records

Hanover County property record for 12144 Cedar Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,606 sqft · built 1969
Lot Size	15.2 acres (662,983 sqft)
Owner	Company Name on File
Tax Bill	$7,128 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7768-87-1135`

Property Details

APN / Parcel Number

Primary APN	`7768-87-1135`
Alternative APN	`10165393`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,606 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	2,450 sqft
2nd Floor Area	1,344 sqft
Basement Area	837 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	662,983 sqft (15.2 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	801 sqft
Shed	1 Shed
Shed Area	1,755 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Account Number	10165393
Street Address	12144 CEDAR LN
City	ASHLAND
State	VA
Zip	23005-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12100 BLK CEDAR LANE
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1013
Census Tract	320400

Owner

12144 Cedar Ln, a single family home, is owned by a company.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Company Name on File
Mailing Address	12144 CEDAR LN, ASHLAND, VA 23005-7523
Owner Type	Company
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Recording Date	Jul 31, 2026
Property Address	12144 CEDAR LN, ASHLAND, VA 23005-7523
Document Number	0000089790
Book / Page	3451 / 270
Instrument Date	Jul 24, 2026
Instrument	202689790
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12144 CEDAR LN, ASHLAND, VA 23005-7523

Mortgage

Document Number	0000089790,
Date	Jul 31, 2026
Book Page	3451/270
Instrument	202689790

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Recording Date	Apr 16, 2026
Property Address	12144 CEDAR LN, ASHLAND, VA 23005-7523
Document Number	0000042360
Book / Page	3442 / 2041
Instrument Date	Apr 15, 2026
Instrument	202642360
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ELNOR RD, BUMPASS, VA 23024-4744
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042360,
Date	Apr 16, 2026
Book Page	3442/2041
Instrument	202642360

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12144 Cedar Ln was $7,128, up 4.9% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,128.00 (+4.9%)	$880,100 (+4.9%) Land $195,200 Building $684,900	$880,100 (+4.9%) Land $195,200 Building $684,900
2025	$6,795.00	$839,000 Land $195,200 Building $643,800	$839,000 Land $195,200 Building $643,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12144 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12144 Cedar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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