12142 Mount Albert Rd, Ellicott City, MD 21042 Property Records

Howard County property record for 12142 Mount Albert Rd, Ellicott City, MD 21042

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,838 sqft · built 1972
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,500 (Nov 2016)
Tax Bill	$8,858 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-280047`

Property Details

APN / Parcel Number

Primary APN	`03-280047`
Alternative APNs	`3280047` `280047`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,838 sqft Total Area
Basement Area	941 sqft
Finished Basement	941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	205 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280047
Street Address	12142 MOUNT ALBERT RD
City	ELLICOTT CITY
State	MD
Zip	21042-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 46 BL C S 1 12142 MOUNT ALBERT RD WOODMARK
Legal Subdivision	WOODMARK
Legal Block	C
Legal Lot Number	46
Jurisdiction	HOWARD MD
Township / Civil Division	3, WEST FRIENDSHIP
Census Block Group	1
Census Block	1008
Census Tract	603004

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12142 MOUNT ALBERT RD, ELLICOTT CITY, MD 21042-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	201617278-386
Deed Book / Page	17278 / 386
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	12142 MOUNT ALBERT RD, ELLICOTT CITY, MD 21042-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KING TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196710499
Date	Sep 2, 2020
Book Page	19671/499

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,858.00 (-3.69%) Homeowner's exemption	$724,600 (+9.67%)	$788,500 (-) Land $362,200 Building $426,300
2025	$9,197.00 (+36.88%) Homeowner's exemption	$660,700 (+10.71%)	$788,500 (+32.12%) Land $362,200 Building $426,300
2023		$596,800 Land $232,200 Building $364,600	$596,800 Land $232,200 Building $364,600
2022	$6,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2011–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20