12141 Regency Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 12141 Regency Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,304 sqft · built 1962
Lot Size	0.473 acres (20,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Apr 2025)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28L-31-0094`

Property Details

APN / Parcel Number

Primary APN	`28L-31-0094`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	1,248 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,600 sqft (0.473 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12141 REGENCY DR
City	SAINT LOUIS
State	MO
Zip	63128-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTHWICK PLAT 3 LOT 21
Legal Subdivision	SOUTHWICK PLAT 3
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2007
Census Tract	221337

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12141 REGENCY DR, SAINT LOUIS, MO 63128-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	2025423303
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 23, 2025
Property Address	12141 REGENCY DR, SAINT LOUIS, MO 63128-1716
Document Number	2025042300303
Map Reference	MB 101 PG 4
Instrument Date	Apr 21, 2025
Instrument	2025042300303
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9871 GERALD DR, SAINT LOUIS, MO 63128-1764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12141 REGENCY DR, SAINT LOUIS, MO 63128-1716

Mortgage

Document Number	2025042300304
Date	Apr 23, 2025
Instrument	2025042300304

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12141 REGENCY DR, SAINT LOUIS, MO 63128-1716
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12141 REGENCY DR, SAINT LOUIS, MO 63128-1716

Mortgage

Document Number	0245302397
Date	Dec 22, 2020
Book Page	24530/2397
Instrument	2020122200759

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,850 (-) Land $25,990 Building $36,860	$330,800 (-) Land $136,800 Building $194,000
2025	$4,001.00 (+11.7%)	$62,850 (+14.21%) Land $25,990 Building $36,860	$330,800 (+14.23%) Land $136,800 Building $194,000
2024	$3,582.00 (+0.25%)
2023	$3,573.00 (+0.22%)	$55,030 (+3.62%) Land $23,830 Building $31,200	$289,600 (+3.61%) Land $125,400 Building $164,200
2022	$3,565.00	$53,110 Land $23,830 Building $29,280
2021			$279,500 Land $125,400 Building $154,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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