12140 Halifax Dr, Stanwood, MI 49346 Property Records

Mecosta County property record for 12140 Halifax Dr, Stanwood, MI 49346

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$163,000 (Mar 2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10 038 432 000`

Property Details

APN / Parcel Number

Primary APN	`10 038 432 000`

Location & Zoning

Street Address	12140 HALIFAX DR
City	STANWOOD
State	MI
Zip	49346-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 13&24 T14N R09W LOT 432 LAKE OF THE CLOUDS #2
Legal Subdivision	LAKE OF THE CLOUDS
Legal Lot Number	432
Jurisdiction	MECOSTA MI
Township / Civil Division	AUSTIN
Census Block Group	3
Census Block	3092
Census Tract	960900

Owner

12140 Halifax Dr is owned and occupied by an individual who bought it in March 2022.

Source: Mecosta County records, as of July 19, 2023

Owner of Record	Individual Name on File
Mailing Address	2655 SIMONELLI RD, MUSKEGON, MI 49445-8678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 17, 2017	Warranty Deed, Transfer NOT AVAILABLE, LAKELAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	202200002080
Deed Book / Page	917 / 3175
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Mar 11, 2022
Property Address	12140 HALIFAX DR, STANWOOD, MI 49346-9688
Document Number	00917/3175
Book / Page	917 / 3175
Instrument	202200002080
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12140 HALIFAX DR, 12140, STANWOOD, MI 49346-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 SIMONELLI RD, MUSKEGON, MI 49445-8678

Mortgage

Document Number	202200002081
Date	Mar 11, 2022
Instrument	202200002081

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 20, 2017
Property Address	12140 HALIFAX DR, STANWOOD, MI 49346-9688
Document Number	880/1794
Book / Page	880 / 1794
Map Reference	LB6 PG46
Instrument Date	Oct 13, 2017
Instrument	201700007862
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12140 HALIFAX DR, 12140, STANWOOD, MI 49346-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 VIGILANTE ST, GWINN, MI 49841-2723

Mortgage

Document Number	201700007863
Date	Oct 20, 2017
Instrument	201700007863

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Mar 17, 2017
Property Address	12140 HALIFAX DR, STANWOOD, MI 49346-9688
Document Number	873/1446
Book / Page	873 / 1446
Map Reference	LB6 PG46
Instrument Date	Mar 10, 2017
Instrument	201700002247
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 WHITE PINE VILLAGE DR, 218, CADILLAC, MI 49601-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12140 HALIFAX DR, CANADIAN LAKES, MI 49346-9688

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Austin Township
Unified School District	Chippewa Hills School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$76,000	$152,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12140 Halifax Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12140 Halifax Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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