San Diego County property record for 1214 Sutter St, San Diego, CA 92103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 2025 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,528,000 (Jul 2021) |
| Tax Bill | $20,792 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-161-14-00 |
| Primary APN | 451-161-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 5,800 sqft (0.133 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1214 SUTTER ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92103-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 1122 W 50 FT OF E 150 FT OF SW 1/4 OF NW 1/4 N OF SUTTER ST TR MM0036 |
| Legal Subdivision | PUEBLO LANDS |
| Legal Tract | MM0036 |
| Legal Block | 4 |
| Legal Lot Number | 1122 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 202 |
1214 Sutter St is owned and occupied by two individuals who bought it in July 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1214 SUTTER ST, SAN DIEGO, CA 92103-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2021 | Grant Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Prior Sale | Nov 6, 2009 · Amount on File |
| Deed Document Number | 2021527330 |
| Prior Transfer Date | Oct 19, 2009 |
| Prior Transfer Doc | 0000620368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2021 |
| Property Address | 1214 SUTTER ST, SAN DIEGO, CA 92103-2826 |
| Document Number | 0000527330 |
| Map Reference | MAP 1870 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021-0527330 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1214 SUTTER ST, SAN DIEGO, CA 92103-2826 |
| Document Number | 0000527331 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0527331 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1214 SUTTER ST, SAN DIEGO, CA 92103-2826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000170897 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-0170897 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1214 Sutter St was $20,792 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,653,955 (+2%) Land $1,082,432 Building $571,523 | |
| 2025 | $20,792.00 Homeowner's exemption | $1,621,525 Land $1,061,208 Building $560,317 |
| 2023 | $19,071.00 (+2.75%) Homeowner's exemption | $1,558,560 Land $1,020,000 Building $538,560 |
| 2022 | $18,561.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1214 Sutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1214 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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