Monongalia County property record for 1214 River Rd, Morgantown, WV 26501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,142 sqft · built 1999 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $1,591 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-0122.0003 |
| Primary APN | 07-13-0122.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,142 sqft Living Area |
| 1st Floor Area | 3,692 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,689 sqft (0.98 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1214 RIVER RD |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26501-7673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .98 AC SUR CAMP RIDGE |
| Legal Subdivision | CAMP RIDGE |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11300 |
1214 River Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Monongalia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1214 RIVER RD, MORGANTOWN, WV 26501-7673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK |
| Apr 2, 2021 | Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2021 · Amount on File |
| Deed Sale | Apr 2, 2021 · Amount on File |
| Prior Sale | Aug 29, 2006 · Amount on File |
| Deed Document Number | 2021821339 |
| Deed Book / Page | 1731 / 200 |
| Prior Transfer Date | May 18, 2013 |
| Prior Transfer Doc | 506196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1214 RIVER RD, MORGANTOWN, WV 26501-7673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1214 RIVER RD, MORGANTOWN, WV 26501-7673 |
| Document Number | 0000980356 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 2688/350 |
| Instrument | 980356 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Apr 2, 2021 |
| Property Address | 1214 RIVER RD, MORGANTOWN, WV 26501-7673 |
| Document Number | 1731/200 |
| Book / Page | 1731 / 200 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 821339 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | BESTITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1214 RIVER RD, MORGANTOWN, WV 26501-7673 |
| Document Number | 821340 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 821340 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 1214 River Rd was $1,591, down 1% from the year before.
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591.00 (-1%) | $149,040 (-0.96%) Land $25,380 Building $123,660 | $248,400 (-0.96%) Land $42,300 Building $206,100 |
| 2025 | $1,607.00 | $150,480 Land $25,380 Building $125,100 | $250,800 Land $42,300 Building $208,500 |
| 2023 | $1,623.00 (+9%) | $151,800 (+4.42%) Land $25,380 Building $126,420 | $253,000 (+4.42%) Land $42,300 Building $210,700 |
| 2022 | $1,489.00 | $145,380 Land $18,120 Building $127,260 | $242,300 Land $30,200 Building $212,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1214 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1996–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1214 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON WATER ASSOC - ROUTE 119 serves 5,733 people · EPA ID WV3303107 |
|---|---|
| Water Source | Purchased surface water from MORGANTOWN UTILITY BOARD |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline.
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