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1214 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1214 Prospect St, Ewing, NJ 08638

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 1923
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2024)
Tax Bill$7,118 (2025)
Deeds & MortgagesAug 2023 Sale
Jun 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN02-00032-0000-00015

Property Details

APN / Parcel Number

Primary APN02-00032-0000-00015
Alternative APNs
  • 020003200015
  • 00730053

Interior

Stories2 Stories
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleColonial
Exterior MaterialFrame
Construction TypeFrame
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00730053
Street Address1214 PROSPECT ST
CityEWING
StateNJ
Zip08638-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description16,17
Legal SubdivisionPROSPECT PARK TR
Legal Block32
Legal Lot Number15
JurisdictionMERCER NJ
Township / Civil DivisionEWING
Census Block Group2
Census Block2024
Census Tract3400

Owner

1214 Prospect St is owned and occupied by two individuals who bought it in August 2024.

Source: Mercer County and Ewing Township records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1214 PROSPECT ST, EWING, NJ 08638-4808
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Redemption Deed, Transfer
Jun 10, 2022Bargain and Sale Deed, Construction Loan · Construction Mortgage
HOUSEMAX FUNDING FUND I LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2024 · Amount on File
Deed SaleAug 16, 2024 · Amount on File
Prior SaleJun 10, 2022 · Amount on File
Deed Document Number202428749
Deed Book / Page6565 / 1176
Record UpdatedOct 29, 2026

August 2023: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionMERCER NJ
Recording DateAug 22, 2023
Property Address1214 PROSPECT ST, EWING, NJ 08638-4808
Document Number0000028910
Book / Page1661 / 1079
Instrument DateAug 11, 2023
Instrument2023028910
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRedemption Amount

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2022: Bargain and Sale Deed, Construction Loan

Document TypeBargain and Sale Deed
JurisdictionMERCER NJ
Recording DateJun 10, 2022
Property Address1214 PROSPECT ST, EWING, NJ 08638-4808
Document Number0000028342
Book / Page6488 / 635
Instrument DateJun 3, 2022
Instrument2022028342
Transaction TypeConstruction Loan
Record UpdatedJun 30, 2022
Title CompanyEMPIRE TTL & ABSTRACT AGCY L

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3 GOLDFINCH DR, 3, HAMILTON, NJ 08690-3573

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 PROSPECT ST, EWING, NJ 08638-4808

Mortgage

Document Number0000028343
DateJun 10, 2022
Instrument2022028343
Lender
NameHOUSEMAX FUNDING FUND I LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term13 Months
DueJul 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1214 Prospect St was $7,118, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionEwing Township
Unified School DistrictEwing Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,700 (-) Land $26,600 Building $149,100$175,700 (-) Land $26,600 Building $149,100
2025$7,118.00 (+3.01%)$175,700 Land $26,600 Building $149,100$175,700 Land $26,600 Building $149,100
2024$6,910.00
2023$106,300 (-) Land $26,600 Building $79,700$106,300 (-) Land $26,600 Building $79,700
2022$3,323.00 (+2.88%) Senior Citizen's exemption Widower's exemption$106,300 Land $26,600 Building $79,700$106,300 Land $26,600 Building $79,700
2021$3,230.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1214 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims139 (1978–2026)
Claims Outside the SFHA17 of 139
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1214 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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