1214 N Cherry St, Creston, IA 50801 Property Records

Union County property record for 1214 N Cherry St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,962 sqft · built 1913
Lot Size	0.289 acres (12,610 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2007)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0501229006`

Property Details

APN / Parcel Number

Primary APN	`0501229006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	562 sqft
Basement Area	936 sqft
Unfinished Basement	628 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,610 sqft (0.289 acres)
Lot Dimensions	130 ft deep x 97 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	144 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1214 N CHERRY ST
City	CRESTON
State	IA
Zip	50801-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG N S 17 FT LOT 150 & EX S 20 FT LOT 149
Legal Subdivision	SWIGERTS NORTH ADDITION
Legal Lot Number	149,150
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4022
Census Tract	190400

Owner

1214 N Cherry St is owned and occupied by an individual who acquired it in June 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1214 N CHERRY ST, CRESTON, IA 50801-1624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2007 · Amount on File
Deed Sale	Feb 15, 2007 · Amount on File
Prior Sale	Apr 5, 2005 · Amount on File
Deed Document Number	2007330
Deed Book / Page	880 / 285
Last Transfer Date	Jun 12, 2024
Transfer Doc	001334/323
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1214 N CHERRY ST, CRESTON, IA 50801-1624
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270/26
Date	Dec 21, 2021
Book Page	1270/26
Instrument	2021-00002808

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1214 N CHERRY ST, CRESTON, IA 50801-1624
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1159/287
Date	Oct 26, 2017
Book Page	1159/287
Instrument	00002013

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1214 N CHERRY ST, CRESTON, IA 50801-1624
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/42
Date	Nov 25, 2019
Book Page	1210/42
Instrument	201900002204

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1214 N Cherry St was $2,366 with a homeowner's exemption, down 0.6% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,840 (-) Land $20,230 Building $132,610	$152,840 (-) Land $20,230 Building $132,610
2025	$2,366.00 (-0.59%) Homeowner's exemption	$152,840 Land $20,230 Building $132,610	$152,840 Land $20,230 Building $132,610
2024	$2,380.00
2023		$150,030 Land $21,380 Building $128,650	$150,030 Land $21,380 Building $128,650
2022	$1,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1214 N Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 N Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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