1214 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1214 Merganser Way, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 2017
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$244,387 (Nov 2023)
Tax Bill$3,565 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jan 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-026659-000223-0

Property Details

APN / Parcel Number

Primary APN48-026659-000223-0
Alternative APN
  • 323851

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
Gross Area1,596 sqft
1st Floor Area1,216 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof MaterialComposition Shingle
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area380 sqft
DrivewayDriveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1214 MERGANSER WAY
CityWACO
StateTX
Zip76706-4196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKES AT UNIVERSITY PARKS LOT 23 BLOCK 2 ACRES .1377
Legal SubdivisionLAKES AT UNIVERSITY PARKS
Legal Block2
Legal Lot Number23
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1013
Census Tract1900

Owner

1214 Merganser Way is owned and occupied by an individual who bought it in November 2023.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1214 MERGANSER WAY, WACO, TX 76706-4196
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Vendor's Lien, Transfer · Conventional Mortgage
SOFI BANK NA
Jan 3, 2018Vendor's Lien, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 27, 2017Warranty Deed, Transfer
Jun 15, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2023 · Amount on File
Deed SaleNov 6, 2023 · Amount on File
Prior SaleJan 3, 2018 · Amount on File
Deed Document Number202334388
Prior Transfer DateDec 14, 2017
Prior Transfer Doc0000000210
Record UpdatedOct 29, 2026

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateNov 6, 2023
Property Address1214 MERGANSER WAY, WACO, TX 76706-4196
Document Number0000034388
Map ReferenceFILE 2003047915
Instrument DateNov 2, 2023
Instrument2023034388
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 MERGANSER WAY, WACO, TX 76706-4196

Mortgage

Document Number0000034389
DateNov 6, 2023
Instrument2023034389
Lender
NameSOFI BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

January 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 3, 2018
Property Address1214 MERGANSER WAY, WACO, TX 76706-4196
Document Number0000000210
Map ReferenceFILE2003047915
Instrument DateDec 14, 2017
Instrument2018000210
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address6588 W 173, CASTROVILLE, TX 78009

Mortgage

Document Number0000000211
DateJan 3, 2018
Instrument2018000211
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJun 27, 2017
Property Address1214 MERGANSER WAY, WACO, TX 76706-4196
Document Number0000020755
Instrument DateJun 26, 2017
Instrument20755
Transaction TypeTransfer
Record UpdatedJul 12, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateJun 15, 2017
Property Address1214 MERGANSER WAY, WACO, TX 76706-4196
Document Number0000019293
Instrument DateJun 2, 2017
Instrument19293
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

The 2025 property tax bill for 1214 Merganser Way was $3,565 with a homeowner's exemption, down 10.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,000 (-2.86%) Land $49,245 Building $188,755$238,000 (-2.86%) Land $49,245 Building $188,755
2025$3,565.00 (-10.38%) Homeowner's exemption$245,000 Land $44,750 Building $200,250$245,000 Land $44,750 Building $200,250
2024$3,978.00
2023$264,730 Land $44,750 Building $219,980$264,730 Land $44,750 Building $219,980
2022$5,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1214 Merganser Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 Merganser Way is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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