1214 Eugene Pl SW, Concord, NC 28025 Property Records

Cabarrus County property record for 1214 Eugene Pl SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,491 sqft · built 1996
Lot Size	0.522 acres (22,700 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Feb 2021)
Tax Bill	$2,746 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5539 65 9171`

Property Details

APN / Parcel Number

Primary APN	`5539 65 9171`
Alternative APNs	`11031 0017.300000` `123841` `144417`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	3,887 sqft
1st Floor Area	1,491 sqft
Basement Area	1,374 sqft
Finished Basement	1,374 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,700 sqft (0.522 acres)
Lot Dimensions	227 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	554 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	216 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	144417
Street Address	1214 EUGENE PL SW
City	CONCORD
State	NC
Zip	28025-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 15 EDGEWOOD HILLS
Legal Subdivision	WOODLAND DR
Legal Lot Number	15
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3000
Census Tract	42201

Owner

1214 Eugene Pl SW is owned and occupied by two individuals who bought it in February 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · FHA Mortgage MILEND
Jun 19, 2018	Warranty Deed, Transfer NORTH CAROLINA HOUSING FINANCE AGEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	20218138
Deed Book / Page	14944 / 108
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 25, 2021
Property Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822
Document Number	0014944108
Book / Page	14944 / 108
Map Reference	MB 8 PG 44
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 EUGENE PL SW, 1218, CONCORD, NC 28025-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822

Mortgage

Document Number	0014944110
Date	Feb 25, 2021
Instrument	14944/110

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822
Document Number	13935138
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 EUGENE PL SW CONCORD NC 280255822, CONCORD, NC 28025-5822

Mortgage

Document Number	13935138
Date	Jan 6, 2020
Book Page	013935/000138
Instrument	378

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 19, 2018
Property Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822
Document Number	0013048255
Book / Page	13048 / 0255
Map Reference	MB8 PG44
Instrument Date	Jun 18, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1214 EUGENE PL SW, 1214, CONCORD, NC 28025-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 EUGENE PL SW, CONCORD, NC 28025-5822

Mortgage

Document Number	0013048267
Date	Jun 19, 2018
Instrument	13048/267

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Amount	Amount on Record

Mortgage

Document Number	0013048257
Date	Jun 19, 2018
Book Page	13048/0257

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,290 Land $68,000 Building $311,290
2024			$379,290 (+68.51%) Land $68,000 Building $311,290
2023	$2,746.00	$225,090 Land $38,000 Building $187,090	$225,090 Land $38,000 Building $187,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1214 Eugene Pl SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 Eugene Pl SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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