1214 Elgin Ave, Joliet, IL 60432 Property Records

Will County property record for 1214 Elgin Ave, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1952
Lot Size	0.12 acres (5,359 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (Oct 2017)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-11-220-010`

Property Details

APN / Parcel Number

Primary APN	`30-07-11-220-010`
Alternative APN	`07112200100000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,359 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1214 ELGIN AVE
City	JOLIET
State	IL
Zip	60432-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 IN GEO H MUNROE'S ADD TO RIDGEWOOD, A SUB OF PRT OF THE SW1/4 OF THE NE1/4 THE NW1/4 OF THE SE1/4 OF SEC 11, T35N-R10E
Legal Range	10E
Legal Township	35N
Legal Section	11
Legal Subdivision	GEO H MUNROE'S ADD TO RIDGEWOOD A ADD
Legal Lot Number	3
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1139
Census Tract	882200

Owner

1214 Elgin Ave is owned and occupied by an individual who bought it in October 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1214 ELGIN AVE, JOLIET, IL 60432-1912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Deed Document Number	201784672
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1214 ELGIN AVE, JOLIET, IL 60432-1912
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109698
Date	Oct 6, 2021
Instrument	R2021109698

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 27, 2017
Property Address	1214 ELGIN AVE, JOLIET, IL 60432-1912
Document Number	0000084672
Instrument Date	Oct 6, 2017
Instrument	84672
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 ELGIN AVE JOLIET IL 604321912, JOLIET, IL 60432-1912

Mortgage

Document Number	84673
Date	Oct 27, 2017
Instrument	84673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1214 Elgin Ave was $3,488.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00	$52,314 (+9.3%) Land $9,374 Building $42,940	$156,942 (+9.3%) Land $28,122 Building $128,820
2024		$47,862 Land $8,576 Building $39,286	$143,586 Land $25,728 Building $117,858
2022	$2,990.00 Homeowner's exemption	$38,467 Land $6,893 Building $31,574	$115,401 Land $20,679 Building $94,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1214 Elgin Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1981–2006)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1214 Elgin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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