1214 E Center St, Rochester, MN 55904 Property Records

Olmsted County property record for 1214 E Center St, Rochester, MN 55904

Property Summary

Property Type	Other Improved
Details	3 bd · 2.5 ba · 1,608 sqft · built 1945
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2024)
Tax Bill	$2,108 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74.36.43.020769`

Property Details

APN / Parcel Number

Primary APN	`74.36.43.020769`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,608 sqft Total Area
1st Floor Area	804 sqft
Basement Area	804 sqft
Finished Basement	804 sqft
Unfinished Basement	804 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	87 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	77 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1214 E CENTER ST
City	ROCHESTER
State	MN
Zip	55904-4752
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SECT-36 TWP-107 RANGE-014 SANDERSONS SUB LOT-003 BLOCK-002 LOT 3 BLK 2
Legal Range	14
Legal Township	107
Legal Section	36
Legal Subdivision	SANDERSONS SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	200

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THINK MUTUAL BANK
Sep 27, 2023	Warranty Deed, Transfer ROCHESTER TITLE
Dec 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYO EMPLOYEES FCU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MAYO EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	20241601132
Prior Transfer Date	Sep 26, 2008
Prior Transfer Doc	00A1180513
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 4, 2024
Property Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Document Number	00A1601132
Instrument Date	Feb 29, 2024
Instrument	A-1601132
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2024
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752

Mortgage

Document Number	00A1601134
Date	Mar 4, 2024
Instrument	A-1601134

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 27, 2023
Property Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Document Number	00A1593633
Instrument Date	Sep 26, 2023
Instrument	A-1593633
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ELTON HILLS DR NW, ROCHESTER, MN 55901-3538

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1578833
Date	Dec 16, 2022
Instrument	A-1578833

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1509787
Date	Sep 2, 2020
Instrument	A-1509787

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jun 16, 2021
Property Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752
Document Number	00A1538251
Instrument Date	May 21, 2021
Instrument	A-1538251
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1214 E CENTER ST, ROCHESTER, MN 55904-4752

Mortgage

Document Number	00A1538252
Date	Jun 16, 2021
Instrument	A-1538252

Lender

Name	MAYO EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,108.00 (+2.33%) Homeowner's exemption
2025		$198,700 (+10.14%) Land $45,000 Building $153,700	$225,000 (+24.72%) Land $45,000 Building $180,000
2023	$2,060.00
2022		$180,400 Land $30,000 Building $150,400	$180,400 Land $30,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, GigFire.

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