Oakland County property record for 1214 E 4th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,145 sqft · built 1952 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,500 (Jun 2015) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-22-209-010 |
| Primary APN | 72-25-22-209-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 90 ft deep x 52.5 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 83 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1214 E 4TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-2974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 22 FOURTH AVENUE SUB W 5 FT OF LOT 124 ALL OF LOTS 125 & 126 & E 7.5 FT OF LOT 127 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | FOURTH AVENUE SUB |
| Legal Lot Number | 124-127 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 184400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on Record |
| Deed Sale | Jun 15, 2015 · Amount on Record |
| Prior Sale | Sep 16, 1999 · Amount on Record |
| Deed Document Number | 2015121030 |
| Deed Book / Page | 48284 / 18 |
| Prior Transfer Date | Jan 25, 2005 |
| Prior Transfer Doc | 0000022486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Document Number | 0000047965 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 59323/415 |
| Instrument | 47965 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Document Number | 0000049213 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55765/149 |
| Instrument | 49213 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046448 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 53922/371 |
| Instrument | 46448 |
| Name | LHM FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1214 E 4TH ST, ROYAL OAK, MI 48067-2974 |
| Document Number | 0000027936 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2018 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1214 E 4TH ST ROYAL OAK MI 480672974, ROYAL OAK, MI 48067-2974 |
| Document Number | 0000027936 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 051573/000163 |
| Instrument | 27936 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (-22.07%) Homeowner's exemption | $160,780 | $321,560 |
| 2024 | $4,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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