1214 Denney Dr, Duluth, MN 55805 Property Records

St. Louis County property record for 1214 Denney Dr, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 1969
Lot Size	0.427 acres (18,636 sqft)
Owner	Individual Name on File
Last Sale	$498,752 (Jul 2019)
Tax Bill	$10,734 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2790-03840`

Property Details

APN / Parcel Number

Primary APN	`010-2790-03840`
Alternative APN	`1073284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,236 sqft Gross Area
1st Floor Area	1,560 sqft
Basement Area	978 sqft
Finished Basement	978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,636 sqft (0.427 acres)
Garage Area	546 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	23 sqft
Deck Area	263 sqft
Patio Area	236 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1073284
Street Address	1214 DENNEY DR
City	DULUTH
State	MN
Zip	55805-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 & 12 SERIAL #
Legal Subdivision	LAKE VIEW DIVISION OF DULUTH
Legal Block	36
Legal Lot Number	10-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	900

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1214 DENNEY DR, DULUTH, MN 55805-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Jul 2, 2013 · Amount on Record
Deed Document Number	20191012052
Prior Transfer Date	Aug 24, 2005
Prior Transfer Doc	0000803622
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1214 DENNEY DR, DULUTH, MN 55805-1540
Document Number	00T1023890
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 DENNEY DR DULUTH MN 558051540, DULUTH, MN 55805-1540

Mortgage

Document Number	00T1023890
Date	May 29, 2020
Instrument	T1023890

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2019
Property Address	1214 DENNEY DR, DULUTH, MN 55805-1540
Document Number	00T1012052
Instrument Date	Jun 28, 2019
Instrument	T1012052
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1214 DENNEY DR DULUTH MN 558051540, DULUTH, MN 55805-1540

Mortgage

Document Number	T1012053
Date	Jul 2, 2019
Instrument	T1012053

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,734.00 (+11.26%) Homeowner's exemption
2025	$9,648.00 (+0.86%) Homeowner's exemption	$672,400 (+0.75%) Land $141,700 Building $530,700	$672,400 (+0.75%) Land $141,700 Building $530,700
2024	$9,566.00	$667,400 (+11.62%) Land $150,100 Building $517,300	$667,400 (+11.62%) Land $150,100 Building $517,300
2022		$597,900 Land $139,900 Building $458,000	$597,900 Land $139,900 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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