1214 3rd St, Fulton, IL 61252 Property Records

Whiteside County property record for 1214 3rd St, Fulton, IL 61252

Property Summary

Property Type	Commercial
Lot Size	0.096 acres (4,216 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2022)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0128301005`

Property Details

APN / Parcel Number

Primary APN	`0128301005`
Alternative APN	`111503`

Exterior

Lot Area	4,216 sqft (0.096 acres)

Location & Zoning

Account Number	111503
Street Address	1214 3RD ST
City	FULTON
State	IL
Zip	61252-1782
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WEST FRACTION LOT 6 BLK 14 116001X
Legal Subdivision	WEST FRACTIONS
Legal Block	14
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2013
Census Tract	500

Owner

1214 3rd St, a commercial property, is owned by an individual who bought it in April 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	6780 W PEARL CITY RD, FREEPORT, IL 61032-9235
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage STERLING FEDERAL BANK
Apr 30, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY STATE BANK OF ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	20222450
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 25, 2022
Property Address	1214 3RD ST, FULTON, IL 61252-1782
Document Number	0000002450
Instrument Date	Apr 22, 2022
Instrument	2022-02450
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6780 W PEARL CITY RD, FREEPORT, IL 61032-9235

Mortgage

Document Number	0000002451
Date	Apr 25, 2022
Instrument	2022-02451

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 30, 2021
Property Address	1214 3RD ST, FULTON, IL 61252-1782
Document Number	0202102958
Instrument Date	Apr 27, 2021
Instrument	2021-02958
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, FULTON, IL 61252-0051

Mortgage

Document Number	0202102959
Date	Apr 30, 2021
Instrument	2021-02959

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1214 3rd St was $2,409.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Fulton Township
Municipality	Fulton City
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00	$30,678 Land $4,470 Building $26,208
2024			$92,034 Land $13,410 Building $78,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1214 3rd St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1214 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON serves 3,346 people · EPA ID IL1950250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Surf Internet, T-Mobile.

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