Charlotte County property record for 12137 Narango Dr, Punta Gorda, FL 33955
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Feb 2025) |
| Tax Bill | $623 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan |
| Flood Zone | Zone D (undetermined) |
| APN | 422302203029 |
| Primary APN | 422302203029 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,000 sqft (0.551 acres) |
|---|
| Account Number | 01047510000001 |
|---|---|
| Street Address | 12137 NARANGO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF3.5 |
| Legal Description | TROP G A UN 7 BLK 141 LT 15 250/124 AFF3848/2114 3843/437 3847/735 5004/1064 5037/1482 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | TROP G A |
| Legal Tract | TGA |
| Legal Block | 141 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 10505 |
Source: Charlotte County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2107 NE 19TH PL, CAPE CORAL, FL 33909-4630 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2022 · Amount on Record |
| Deed Document Number | 20253495776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 10, 2026 |
| Document Number | 0003663019 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263663019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2107 NE 19TH PL, CAPE CORAL, FL 33909-4630 |
| Document Number | 0003663019, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20263663019 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2057 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $623.00 (+120.92%) | $11,220 (+14%) Land $11,220 | $11,220 (+104%) Land $11,220 |
| 2023 | $282.00 (+2%) | $4,675 (+17.64%) | $5,500 (+38.4%) Land $5,500 |
| 2022 | $235.00 | $3,974 Land $3,974 | $3,974 Land $3,974 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
May also be available: T-Mobile, Verizon.
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