12137 Cotton St, Flint, TX 75762 Property Records

Smith County property record for 12137 Cotton St, Flint, TX 75762

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,042 sqft · built 2022
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,843 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R219522`

Property Details

APN / Parcel Number

Primary APN	`R219522`
Alternative APN	`1-13920-0000-00-052000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,042 sqft Living Area
1st Floor Area	3,042 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	22,041 sqft (0.506 acres)
Lot Dimensions	79 ft deep x 279 ft wide
Garage Area	825 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R219522
Street Address	12137 COTTON ST
City	FLINT
State	TX
Zip	75762-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR CREEK LOT 52
Legal Subdivision	CEDAR CREEK
Legal Lot Number	52
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2019
Census Tract	1906

Owner

12137 Cotton St is owned by two individuals who acquired it in July 2022.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10613 BROTHERS LN, A, FLINT, TX 75762-0330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Jul 13, 2022	Vendor's Lien, Transfer · Construction Mortgage TEXAS NATIONAL BANK OF JACKSONVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Deed Document Number	202227238
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	12137 COTTON ST, FLINT, TX 75762-9428
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001026473
Date	Sep 1, 2023
Instrument	202301026473

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	9.99%

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 13, 2022
Property Address	12137 COTTON ST, FLINT, TX 75762-9428
Document Number	0001027238
Map Reference	CAB F SL 269-C
Instrument Date	Jul 12, 2022
Instrument	202201027238
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10613 BROTHERS LN # A, A, FLINT, TX 75762-0330

Mortgage

Document Number	0001027242
Date	Jul 13, 2022
Instrument	202201027242

Lender

Name	TEXAS NATIONAL BANK OF JACKSONVILLE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 12, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 12137 Cotton St was $9,843, up 6.3% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,843.00 (+6.31%)	$672,400 (+6.31%) Land $66,531 Building $605,869	$672,400 (+6.31%) Land $66,531 Building $605,869
2025	$9,259.00 (-4.81%)	$632,507 Land $66,531 Building $565,976	$632,507 Land $66,531 Building $565,976
2024	$9,727.00 (+248.51%)
2023	$2,791.00 (+260.59%)	$178,606 Land $44,083 Building $134,523	$178,606 Land $44,083 Building $134,523
2022	$774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12137 Cotton St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2012–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2016 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12137 Cotton St is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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