Preble County property record for 12135 Pence Shewman Rd, Eldorado, OH 45321
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,806 sqft · built 1920 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Aug 2021) |
| Tax Bill | $2,017 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I27-9205-300-00-006-000 |
| Primary APN | I27-9205-300-00-006-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Basement Area | 708 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 930 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 12135 PENCE SHEWMAN RD |
|---|---|
| City | ELDORADO |
| State | OH |
| Zip | 45321-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW COR SW |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 410100 |
12135 Pence Shewman Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.
Source: Preble County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12135 PENCE SHEWMAN RD, ELDORADO, OH 45321-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Construction Mortgage ANABAPTIST FINANCIAL |
| Aug 24, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANABAPTIST FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Jul 8, 2009 |
| Deed Document Number | 202100004857 |
| Deed Book / Page | 423 / 1801 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 12135 PENCE SHEWMAN RD, ELDORADO, OH 45321-9703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12135 PENCE SHEWMAN RD, ELDORADO, OH 45321-9703 |
| Document Number | 00435/2212 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 435/2212 |
| Instrument | 202200003226 |
| Name | ANABAPTIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | LEWISBURG, PA 17837 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Aug 24, 2021 |
| Property Address | 12135 PENCE SHEWMAN RD, ELDORADO, OH 45321-9703 |
| Document Number | 423/1801 |
| Book / Page | 423 / 1801 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 202100004857 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FREEDOM TITLE AGENCY INC, FREEDOM TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12135 PENCE SHEWMAN RD, ELDORADO, OH 45321-9703 |
| Document Number | 202100004858 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202100004858 |
| Name | ANABAPTIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12135 Pence Shewman Rd was $2,017 with exemptions applied, down 1.3% from the year before.
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Monroe Township |
| Unified School District | National Trail Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,017.00 (-1.32%) Homeowner's exemption Additional exemption filed | $58,730 (-) Land $10,390 Building $48,340 | |
| 2024 | $2,044.00 (+0.49%) Homeowner's exemption | $58,730 (-) Land $10,390 Building $48,340 | |
| 2023 | $2,034.00 (+12.5%) Homeowner's exemption | $58,730 (+36.93%) Land $10,390 Building $48,340 | $167,790 Land $29,690 Building $138,100 |
| 2022 | $1,808.00 Homeowner's exemption | $42,890 Land $7,890 Building $35,000 | |
| 2020 | $167,790 Land $29,690 Building $138,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12135 Pence Shewman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12135 Pence Shewman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 50 / 10 |
May also be available: altafiber Network Solutions, AT&T, Blue Sky Wireless, Brightspeed, Skymesh, Spectrum.
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