San Diego County property record for 12134 Saddle Rock Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,807 sqft · built 1964 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2026) |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-010-49-00 |
| Primary APN | 397-010-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,807 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12134 SADDLE ROCK RD |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT POR TR 000289 |
| Legal Subdivision | EL CAJON VALLEY COS LANDS |
| Legal Tract | 000289 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 16807 |
12134 Saddle Rock Rd is owned and occupied by two individuals who bought it in July 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12134 SADDLE ROCK RD, LAKESIDE, CA 92040-4927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Grant Deed, Transfer · Seller Carry-Back CHICAGO TITLE W, CHICAGO TITLE |
| Feb 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on File |
| Deed Sale | Jul 1, 2026 · Amount on File |
| Deed Document Number | 2026188797 |
| Prior Transfer Date | Oct 22, 2018 |
| Prior Transfer Doc | 0000054307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 12134 SADDLE ROCK RD, LAKESIDE, CA 92040-4927 |
| Document Number | 0000188797 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026188797 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12134 SADDLE ROCK RD, LAKESIDE, CA 92040-4927 |
| Document Number | 0000188800, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026188800 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000188799, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026188799 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 14, 2019 |
| Property Address | 12134 SADDLE ROCK RD, LAKESIDE, CA 92040-4927 |
| Document Number | 0000054307 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 54307 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12134 SADDLE ROCK RD LAKESIDE CA 920404927, LAKESIDE, CA 92040-4927 |
The 2025 property tax bill for 12134 Saddle Rock Rd was $1,164.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $94,192 (+2%) Land $19,995 Building $74,197 | |
| 2025 | $1,164.00 Homeowner's exemption | $92,346 Land $19,603 Building $72,743 |
| 2023 | $1,102.00 (+2.04%) Homeowner's exemption | $88,762 Land $18,843 Building $69,919 |
| 2022 | $1,080.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12134 Saddle Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12134 Saddle Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon, Wyyerd Connect.
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