12131 E 48th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12131 E 48th Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,822 sqft · built 1963
Lot Size0.295 acres (12,862 sqft)
OwnerIndividual Name on Record
Tax Bill$3,060 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Jul 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN33-430-08-09

Property Details

APN / Parcel Number

Primary APN33-430-08-09
Alternative APNs
  • 33-430-08-09-00-0-00-000
  • 33430080900000001
  • 880292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,822 sqft Living Area
Gross Area3,922 sqft
1st Floor Area1,613 sqft
Basement Area1,613 sqft
Finished Basement1,209 sqft
Unfinished Basement404 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,862 sqft (0.295 acres)
Lot Dimensions159 ft deep x 91 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number880292
Street Address12131 E 48TH TER S
CityINDEPENDENCE
StateMO
Zip64055-5706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE-VUE ADD---LOT 248
Legal SubdivisionBLUE VUE
Legal Block3
Legal Lot Number248
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group3
Census Block3010
Census Tract12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 5, 2022Warranty Deed, Transfer
MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Jul 5, 2018Warranty Deed, Transfer
ACADEMY BK
Jun 26, 2018Quit Claim Deed, Transfer
OTHER
Jun 7, 2018Quit Claim Deed, Transfer
OTHER
Apr 25, 2018Warranty Deed, Transfer
COMMONWEALTH LAND TITLE INSURANCE, CLT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2022
Deed SaleJul 5, 2022
Prior SaleJul 5, 2018 · Amount on Record
Deed Document Number202262987
Prior Transfer DateJun 26, 2018
Prior Transfer Doc0000E55714
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00E0063577
DateJul 6, 2022
Instrument2022E0063577
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeGovernment Agency
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJul 5, 2022
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Document Number00E0062987
Instrument DateJul 1, 2022
Instrument2022E0062987
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJul 5, 2018
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Document Number0000E58402
Instrument DateJul 2, 2018
Instrument58402E
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12131 E 48TH TER S INDEPENDENCE MO 640555706, INDEPENDENCE, MO 64055-5706

Mortgage

Document NumberE58403
DateJul 5, 2018
Instrument58403E
Lender
NameACADEMY BK
TypeBank
AddressOVERLAND PARK, KS 66210
Agreement
AmountAmount Recorded
Term360 Months
DueJul 4, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateJun 26, 2018
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Document Number0000E55714
Instrument DateJun 26, 2018
Instrument55714E
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12131 E 48TH TER S INDEPENDENCE MO 640555706, INDEPENDENCE, MO 64055-5706

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateJun 7, 2018
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Document Number0000E49777
Instrument DateJun 7, 2018
Instrument49777E
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12131 E 48TH TER S INDEPENDENCE MO 640555706, INDEPENDENCE, MO 64055-5706

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateApr 25, 2018
Property Address12131 E 48TH TER S, INDEPENDENCE, MO 64055-5706
Document Number0000E35426
Instrument DateApr 24, 2018
Instrument35426E
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, CLT

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12131 E 48TH TER S INDEPENDENCE MO 640555706, INDEPENDENCE, MO 64055-5706

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictRaytown C-2 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,189 (-) Land $5,955 Building $31,234$195,730 (-)
2025$3,060.00 (-6.11%)$37,189 (-8.6%) Land $5,955 Building $31,234$195,730 (-8.6%)
2024$3,259.00 (+0.46%)
2023$3,244.00 (+39.53%)$40,689 (+44.7%) Land $3,956 Building $36,733$214,150 (+44.7%)
2022$2,325.00$28,120 Land $4,550 Building $23,570
2021$148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Everfast Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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