12131 Cedarbreaks Ln, Cincinnati, OH 45249 Property Records

Hamilton County property record for 12131 Cedarbreaks Ln, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,345 sqft · built 1981
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`600-0014-0088-00`

Property Details

APN / Parcel Number

Primary APN	`600-0014-0088-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Basement Area	1,089 sqft

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	211 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12131 CEDARBREAKS LN
City	CINCINNATI
State	OH
Zip	45249-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARBREAKS 77.50 X 211.66 IRRLOT 23 WINDFIELD SUB SEC 2
Legal Subdivision	WINDFIELD SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1003
Census Tract	22302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12131 CEDARBREAKS LN, CINCINNATI, OH 45249-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Jan 16, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Feb 14, 2020	Deed of Trust, Mortgage PENNYMAC
Apr 20, 2018	Deed of Trust, Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2015
Deed Sale	Feb 4, 2015
Deed Document Number	336783
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12131 CEDARBREAKS LN, CINCINNATI, OH 45249-1203
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071972
Date	Jun 11, 2021
Book Page	14437/650
Instrument	2021-0071972

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12131 CEDARBREAKS LN, CINCINNATI, OH 45249-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003965
Date	Jan 16, 2018
Instrument	18-0003965

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Oct 25, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12131 CEDARBREAKS LN, CINCINNATI, OH 45249-1203
Document Number	0000019742
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12131 CEDARBREAKS LN CINCINNATI OH 452491203, CINCINNATI, OH 45249-1203

Mortgage

Document Number	0000019742
Date	Feb 27, 2020
Book Page	014113/001504
Instrument	19742

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12131 CEDARBREAKS LN, CINCINNATI, OH 45249-1203
Document Number	0000035734
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12131 CEDARBREAKS LN CINCINNATI OH 452491203, CINCINNATI, OH 45249-1203

Mortgage

Document Number	0000035734
Date	Apr 30, 2018
Book Page	013657/000765
Instrument	35734

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (+15.68%)	$81,694 (-) Land $17,280 Building $64,414
2024	$3,711.00 (-0.3%)	$81,694 (-) Land $17,280 Building $64,414
2023	$3,722.00 (+15.73%)	$81,694 (+44.28%) Land $17,280 Building $64,414	$233,410 (+44.28%) Land $49,370 Building $184,040
2022	$3,216.00 Homeowner's exemption	$56,623 Land $13,587 Building $43,036
2020			$161,780 Land $38,820 Building $122,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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