12130 Via Serrano, El Cajon, CA 92019 Property Records

San Diego County property record for 12130 Via Serrano, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,894 sqft · built 1990
Lot Size	0.163 acres (7,114 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Feb 2020)
Tax Bill	$9,693 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502-271-08-00`

Property Details

APN / Parcel Number

Primary APN	`502-271-08-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,894 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,114 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12130 VIA SERRANO
City	EL CAJON
State	CA
Zip	92019-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 8 TR 012104
Legal Subdivision	EL CAJON 4644
Legal Tract	012104
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13608

Owner

12130 Via Serrano is owned and occupied by two individuals who bought it in February 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12130 VIA SERRANO, EL CAJON, CA 92019-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage CALIFORNIA COAST CU
Nov 26, 2019	Grant Deed, Transfer PREMIUM TITLE/CA INC
Apr 8, 2019	Trustee's Deed, Foreclosure PREMIUM TITLE/CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	202077908
Prior Transfer Date	Mar 24, 2004
Prior Transfer Doc	0000333503
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12130 VIA SERRANO, EL CAJON, CA 92019-5019
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42130 VIA SERRANO EL CAJON CA 92019, EL CAJON, CA 92019

Mortgage

Document Number	77909
Date	Feb 14, 2020
Instrument	77909

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2019
Property Address	12130 VIA SERRANO, EL CAJON, CA 92019-5019
Document Number	0000550034
Instrument Date	Nov 7, 2019
Instrument	550034
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount on Record
Tax	$557.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	462 STEVENS AVE #108 SOLANA BEACH CA 920752065, 108, SOLANA BEACH, CA 92075-2065

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2019
Property Address	12130 VIA SERRANO, EL CAJON, CA 92019-5019
Document Number	0000123745
Instrument Date	Apr 2, 2019
Instrument	123745
Transaction Type	Foreclosure
Record Updated	Apr 16, 2019
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount on Record
Tax	$665.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

The 2025 property tax bill for 12130 Via Serrano was $9,693.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,279 (+2%) Land $425,153 Building $350,126
2025	$9,693.00	$760,078 Land $416,817 Building $343,261
2023	$9,394.00 (+1.81%)	$730,566 Land $400,633 Building $329,933
2022	$9,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12130 Via Serrano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12130 Via Serrano is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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