12130 Stirrup Rd, Reston, VA 20191 Property Records

Fairfax County property record for 12130 Stirrup Rd, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,408 sqft · built 1966
Lot Size	0.483 acres (21,062 sqft)
Owner	2 Owner Names on File
Last Sale	$705,000 (Mar 2012)
Tax Bill	$11,025 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-3-03-0027`

Property Details

APN / Parcel Number

Primary APN	`026-3-03-0027`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	3,024 sqft
Basement Area	397 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	21,062 sqft (0.483 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	651 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0263 03 0027
Street Address	12130 STIRRUP RD
City	RESTON
State	VA
Zip	20191-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 27 SEC 2
Legal Subdivision	RESTON L
Legal Lot Number	27
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	2
Census Block	2008
Census Tract	481400

Owner

The current owner of 12130 Stirrup Rd bought it in March 2012.

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	12130 STIRRUP RD, RESTON, VA 20191-2125
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FCU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2012 · Amount on File
Deed Sale	Mar 1, 2012 · Amount on File
Deed Document Number	0221631747
Deed Book / Page	22163 / 1747
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12130 STIRRUP RD, RESTON, VA 20191-2125
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12130 STIRRUP RD, RESTON, VA 20191-2125

Mortgage

Document Number	27315/1553
Date	Sep 1, 2021
Book Page	27315/1553
Instrument	2021136129.001

Lender

Name	SECURITYPLUS FCU
Type	Credit Union
Address	GWYNN OAK, MD 21207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	12130 STIRRUP RD, RESTON, VA 20191-2125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001658001
Date	Jan 4, 2021
Book Page	26784/1050
Instrument	2021001658.001

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

Interest

Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 12130 Stirrup Rd was $11,025.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,025.00	$916,510 Land $326,000 Building $590,510	$916,510 Land $326,000 Building $590,510
2023	$9,529.00	$810,650 Land $306,000 Building $504,650	$810,650 Land $306,000 Building $504,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12130 Stirrup Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12130 Stirrup Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications.

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