Cook County property record for 12130 Oak Tree Ln, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,496 sqft · built 1996 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $670,000 (Mar 2022) |
| Tax Bill | $12,593 (2023) |
| Deeds & Mortgages | Jul 2023 Transfer Mar 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-27-204-003 |
| Primary APN | 22-27-204-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,496 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,500 sqft (0.379 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12130 OAK TREE LN |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-6777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 27 |
| Legal Subdivision | OAK TREE |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 824004 |
12130 Oak Tree Ln is owner-occupied and held in a trust since March 2022.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 2, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Apr 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Apr 18, 2020 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BK GRP |
| Aug 3, 2018 | Grant Deed, Transfer · Line of Credit TCF NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Aug 3, 2018 · Amount on File |
| Deed Document Number | 2022107518 |
| Prior Transfer Date | Nov 22, 1996 |
| Prior Transfer Doc | 0000000855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 11, 2023 |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 0019212062 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2319212062 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 2, 2022 |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 0006107518 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2206107518 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 0006107519 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2206107519 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 2, 2022 |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 0006107517 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2206107517 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 2018833092 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12130 OAK TREE LN LEMONT IL 604396777, LEMONT, IL 60439-6777 |
| Document Number | 2018833092 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 18833092 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 2018833093 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12130 OAK TREE LN LEMONT IL 604396777, LEMONT, IL 60439-6777 |
| Document Number | 2018833093 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 18833093 |
| Name | EVERGREEN BK GRP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 5, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 3, 2018 |
| Property Address | 12130 OAK TREE LN, LEMONT, IL 60439-6777 |
| Document Number | 1821541080 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 21541080 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12130 OAK TREE LN LEMONT IL 604396777, LEMONT, IL 60439-6777 |
| Document Number | 1821541082 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 21541082 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Number | 1821541081, |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 21541081 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,913 Land $18,150 Building $45,763 | $639,130 Land $181,500 Building $457,630 | |
| 2023 | $12,593.00 (+3.49%) | ||
| 2022 | $12,168.00 (+2.98%) | $53,540 (-) Land $15,675 Building $37,865 | $535,400 (-) Land $156,750 Building $378,650 |
| 2021 | $11,816.00 | $53,540 Land $15,675 Building $37,865 | $535,400 Land $156,750 Building $378,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12130 Oak Tree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12130 Oak Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures