12130 N Gipper Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12130 N Gipper Loop, Rathdrum, ID 83858 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,308 sqft Living Area
Lot Size8,015 sqft (0.183 acres)
GarageAttached, 502 sqft
OccupancyOwner Occupied
Tax Bill$1,429.00 (2025)

Property Details

APN / Parcel Number

Primary APNRL3950050010
Alternative APN
  • 341426

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,308 sqft Living Area

Exterior

Year BuiltBuilt 2020
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Lot Area8,015 sqft (0.183 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area502 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number341426
Street Address12130 N GIPPER LOOP
CityRATHDRUM
StateID
Zip83858-5501
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROOKSHIRE, LT 1 BLOCK 5 0851N04W
Legal Block5
Legal Lot Number1
JurisdictionKOOTENAI ID
Minor Civil DivisionPOST FALLS-RATHDRUM
Census Blockgroup2
Census Block2039
Census Tract303

Owner

Source: Kootenai County records · APN RL3950050010

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Warranty Deed, Transfer · Conventional Mortgage
IDAHO CENTRAL CU
Sep 17, 2020Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 29, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOUNTAIN WEST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2026
Deed SaleMar 03, 2026
Prior SaleSep 17, 2020
Deed Doc Number3034633000
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateMar 03, 2026
Property Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501
Document Number3034633000
Map ReferenceMB L PG 395
Instrument DateFeb 25, 2026
Instrument3034633000
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyNEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501

Mortgage

Document Number3034634000
DateMar 03, 2026
Instrument3034634000
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueApr 01, 2066

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKOOTENAI ID
Recording DateSep 17, 2020
Property Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501
Document Number2777793000
Map ReferenceMB L PG 395
Instrument DateSep 15, 2020
Instrument2777793000
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12130 GIPPER LOOP, RATHDRUM, ID 83858-5501

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateMay 29, 2020
Property Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501
Document Number2754529000
Map ReferenceMB L PG 395
Instrument DateMay 28, 2020
Instrument2754529000
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 18, 2026
Title CompanyKOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12130 N GIPPER LOOP, RATHDRUM, ID 83858-5501

Mortgage

Document Number2754530000
DateMay 29, 2020
Instrument2754530000
Lender
NameMOUNTAIN WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityRathdrum City
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,429.00 (-4.67%) Homeowner's exemption$397,880 (-2.49%) Land $160,000 Building $237,880$397,880 (-2.49%) Land $160,000 Building $237,880
2024$1,499.00 (+6.69%)
2023$1,405.00 (-32.35%) Homeowner's exemption$408,030 (-12.18%) Land $175,000 Building $233,030$408,030 (-12.18%) Land $175,000 Building $233,030
2022$2,077.00 Homeowner's exemption$464,636 Land $185,000 Building $279,636$464,636 Land $185,000 Building $279,636

Flood & Wildfire

12130 N Gipper Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kootenai County (16055C), updated September 15, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 2nd in Idaho
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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