1213 Watervale Rd, Fallston, MD 21047 Property Records

Harford County property record for 1213 Watervale Rd, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1969
Lot Size	6.59 acres (287,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2018)
Tax Bill	$5,077 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-029735`

Property Details

APN / Parcel Number

Primary APN	`03-029735`
Alternative APNs	`3029735` `029735`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	287,060 sqft (6.59 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	75 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	029735
Street Address	1213 WATERVALE RD
City	FALLSTON
State	MD
Zip	21047-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	6.592 AC 1213 WATERVALE ROAD N OF FALLSTON
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303300

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 WATERVALE RD, FALLSTON, MD 21047-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Aug 3, 2018	Deed, Transfer · Conventional Mortgage HOMESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Book / Page	12925 / 409
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	0095780108
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1213 WATERVALE RD, FALLSTON, MD 21047-1931
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMERICAN LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142270206
Date	Nov 2, 2020
Book Page	14227/206

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1213 WATERVALE RD, FALLSTON, MD 21047-1931
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135220035
Date	Oct 31, 2019
Book Page	13522/0035

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 3, 2018
Property Address	1213 WATERVALE RD, FALLSTON, MD 21047-1931
Document Number	0129250409
Book / Page	12925 / 0409
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AMERICAN LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 WATERVALE RD, FALLSTON, MD 21047-1931

Mortgage

Document Number	0012925416
Date	Aug 3, 2018
Instrument	12925/416

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,077.00 (+19.57%) Homeowner's exemption	$460,400 (+2.47%)	$482,600 (+7.41%) Land $162,900 Building $319,700
2025	$4,246.00 (+10.06%) Homeowner's exemption	$449,300 (+9.54%) Land $162,900 Building $286,400	$449,300 (-) Land $162,900 Building $286,400
2023		$410,167	$449,300 Land $162,900 Building $286,400
2022	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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