1213 Saddleback Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 1213 Saddleback Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 2022
Lot Size	0.119 acres (5,202 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Mar 2023)
Tax Bill	$11,997 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6102-00-930`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6102-00-930`
Alternative APNs	`272221610200930` `117361` `118026` `119370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,202 sqft (0.119 acres)
Garage Type	Detached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1213 SADDLEBACK DR
City	WINTER GARDEN
State	FL
Zip	34787-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 6B-1 104/67 LOT 93
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PARK UNIT 6B-1
Legal Lot Number	93
Legal Unit	6B-1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1019
Census Tract	17200

Owner

1213 Saddleback Dr is owned by two individuals who bought it in March 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 5TH ST NE, ATLANTA, GA 30308-2020
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 17, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	May 24, 2022 · Amount on File
Deed Document Number	2023177827
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1213 SADDLEBACK DR, OAKLAND, FL 34787-3461
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1211 FAULKNER CT 301, 301, CELEBRATION, FL 34747-5392

Mortgage

Document Number	0000328172
Date	May 24, 2022
Instrument	20220328172

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 30, 2023
Property Address	1213 SADDLEBACK DR, OAKLAND, FL 34787-3461
Document Number	0000177827
Map Reference	MB 104 PG 67-74
Instrument Date	Mar 25, 2023
Instrument	20230177827
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 DELLWOOD AVE, DELLWOOD, MN 55110-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 5TH ST NE, ATLANTA, GA 30308-2020

Mortgage

Document Number	0000177828
Date	Mar 30, 2023
Instrument	20230177828

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2021
Property Address	1213 SADDLEBACK DR, OAKLAND, FL 34787-3461
Document Number	0000500107
Map Reference	MB 101 PG 70-72
Instrument Date	Aug 16, 2021
Instrument	20210500107
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,590.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14502 N DALE MABRY HWY STE 327, 327, TAMPA, FL 33618-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 N CONGRESS AVE, EVANSVILLE, IN 47715-2452
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1213 Saddleback Dr was $11,997, up 8.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Oakland Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,370 (-0.92%) Land $230,000 Building $425,370	$655,370 (-0.92%) Land $230,000 Building $425,370
2025	$11,997.00 (+8.18%)	$661,460 Land $230,000 Building $431,460	$661,460 Land $230,000 Building $431,460
2024	$11,090.00 (+22.15%)
2023	$9,079.00 (+229.67%)	$512,696 (+230.77%) Land $200,000 Building $312,696	$512,696 (+230.77%) Land $200,000 Building $312,696
2022	$2,754.00	$155,000 Land $155,000	$155,000 Land $155,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1213 Saddleback Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 Saddleback Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Metronet.

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