1213 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1213 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,171 sqft · built 1962
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Tax Bill	$718 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1214789`

Property Details

APN / Parcel Number

Primary APN	`1214789`
Alternative APN	`3114`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,171 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	256 sqft
Shed	1 Shed
Canopy	48 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1214789
Street Address	1213 S POST RD
City	SHELBY
State	NC
Zip	28152-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#5 ADDIE BEAM SD LIFE ESTATE
Legal Subdivision	BEAM
Legal Block	3
Legal Lot Number	7
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4009
Census Tract	951602

Owner

1213 S Post Rd is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1213 S POST RD, SHELBY, NC 28152-7430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 19, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 23, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jun 24, 2026
Property Address	1213 S POST RD, SHELBY, NC 28152-7430
Document Number	0200130047
Book / Page	1977 / 1562
Instrument Date	Jun 12, 2026
Instrument	2026200130047
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 S POST RD, SHELBY, NC 28152-7430

Mortgage

Document Number	0200130047,
Date	Jun 24, 2026
Book Page	1977/1562
Instrument	2026200130047

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1213 S POST RD, SHELBY, NC 28152-7430
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018492794
Date	Aug 25, 2021
Book Page	1849/2794
Instrument	200060222

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1213 S POST RD, SHELBY, NC 28152-7430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018281264
Date	Dec 11, 2020
Book Page	1828/1264
Instrument	200048004

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 19, 2021
Property Address	1213 S POST RD, SHELBY, NC 28152-7430
Document Number	0018310308
Book / Page	001831 / 000308
Instrument Date	Jan 12, 2021
Instrument	49601
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	505 JOHNSFIELD RD SHELBY NC 281506177, SHELBY, NC 28150-6177

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1213 S POST RD, SHELBY, NC 28152-7430
Document Number	0017620764
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 S POST RD SHELBY NC 281527430, SHELBY, NC 28152-7430

Mortgage

Document Number	0017620764
Date	Mar 6, 2018
Book Page	001762/000764
Instrument	10892

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1213 S Post Rd was $718, up 12% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$718.00 (+12.01%)	$100,994 (-) Land $16,650 Building $84,344	$100,994 (-) Land $16,650 Building $84,344
2025	$641.00	$100,994 Land $16,650 Building $84,344	$100,994 Land $16,650 Building $84,344
2023		$77,024 Land $13,875 Building $63,149	$77,024 Land $13,875 Building $63,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 S Post Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 S Post Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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