1213 Roscoe Ct, Monroe, NC 28112 Property Records

Union County property record for 1213 Roscoe Ct, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,574 sqft · built 2025
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Aug 2025)
Tax Bill$761 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-351-462

Property Details

APN / Parcel Number

Primary APN09-351-462

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,574 sqft Living Area
1st Floor Area1,549 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1213 ROSCOE CT
CityMONROE
StateNC
Zip28112-7673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#130 WAXHAW LANDING MP3 OPCR688-689
Legal SubdivisionWAXHAW LANDING
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group4
Census Block4006
Census Tract20501

Owner

1213 Roscoe Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1213 ROSCOE CT, MONROE, NC 28112-7673
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on File
Deed SaleAug 28, 2025 · Amount on File
Deed Document Number202522359
Deed Book / Page9189 / 411
Record UpdatedOct 29, 2026

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateAug 28, 2025
Property Address1213 ROSCOE CT, MONROE, NC 28112-7673
Document Number0009189411
Book / Page9189 / 411
Map ReferenceCAB R FILE 654&655
Instrument DateAug 28, 2025
Instrument22359
Transaction TypeTransfer
Record UpdatedDec 2, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 ROSCOE CT, MONROE, NC 28112-7673

Mortgage

Document Number0000022360
DateAug 28, 2025
Instrument22360
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1213 Roscoe Ct was $761.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,100 (+535.02%) Land $87,100 Building $466,000$553,100 (+535.02%) Land $87,100 Building $466,000
2025$761.00$87,100 Land $87,100$87,100 Land $87,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1213 Roscoe Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 Roscoe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Roscoe Ct

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