1213 Millstone Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1213 Millstone Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,768 sqft · built 2000
Lot Size	0.419 acres (18,252 sqft)
Owner	2 Individual Names on File
Last Sale	$787,500 (Aug 2024)
Tax Bill	$8,121 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-095662`

Property Details

APN / Parcel Number

Primary APN	`05-095662`
Alternative APNs	`5095662` `095662`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,252 sqft (0.419 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	87 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	095662
Street Address	1213 MILLSTONE CT
City	SYKESVILLE
State	MD
Zip	21784-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 77 - 18252 SF 1213 MILLSTONE CT 41-202 STONE MANOR
Legal Subdivision	STONE MANOR
Legal Lot Number	77
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1006
Census Tract	505101

Owner

1213 Millstone Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1213 MILLSTONE CT, SYKESVILLE, MD 21784-8300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 30, 2020	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Book / Page	11288 / 383
Prior Transfer Date	Oct 9, 2014
Prior Transfer Doc	0077850162
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1213 MILLSTONE CT, ELDERSBURG, MD 21784-8300
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 MILLSTONE CT, SYKESVILLE, MD 21784-8300

Mortgage

Document Number	0117050277
Date	Mar 10, 2026
Book Page	11705/277

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 30, 2020
Property Address	1213 MILLSTONE CT, ELDERSBURG, MD 21784-8300
Document Number	0097810048
Book / Page	9781 / 48
Map Reference	MB 41 FO 202
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 MILLSTONE CT, SYKESVILLE, MD 21784-8300

Mortgage

Document Number	0000978157
Date	Jul 30, 2020
Instrument	9781/57

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0097810078
Date	Jul 30, 2020
Book Page	9781/78

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1213 MILLSTONE CT, ELDERSBURG, MD 21784-8300
Document Number	0089510401
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	FWG NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 MILLSTONE CT SYKESVILLE MD 217848300, SYKESVILLE, MD 21784-8300

Mortgage

Document Number	0089510401
Date	Mar 1, 2018
Book Page	008951/000401

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1213 Millstone Ct was $8,121, up 6.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,121.00 (+6.64%)	$702,233	$747,400 Land $200,000 Building $547,400
2025	$7,615.00
2023	$6,598.00 Homeowner's exemption	$583,900	$611,900 Land $180,000 Building $431,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 Millstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1213 Millstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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