1213 Main St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1213 Main St, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1860
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,200 (Dec 2010)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-99-OP-024-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-99-OP-024-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	640 sqft
Attic	Attic
Attic Area	200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Historical
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1213 MAIN ST
City	SAINT CLOUD
State	WI
Zip	53079-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R19E ORIGINAL PLAT LOT 4 BLK 1
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT OF TH
Legal Block	1
Legal Lot Number	4
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	42100

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 MAIN ST, SAINT CLOUD, WI 53079-1476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
Jul 31, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2010 · Amount on Record
Deed Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	2010973561
Prior Transfer Date	Jun 7, 2007
Prior Transfer Doc	898347
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1213 MAIN ST, SAINT CLOUD, WI 53079-1476
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 MAIN ST, SAINT CLOUD, WI 53079-1476

Mortgage

Document Number	0001169439
Date	Apr 26, 2022
Instrument	1169439

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	SAINT CLOUD, WI 53079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 26, 2027

July 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 31, 2019
Property Address	1213 MAIN ST, SAINT CLOUD, WI 53079-1476
Document Number	0001116331
Instrument Date	Jul 26, 2019
Instrument	1116331
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (+7.78%)	$94,700 (-) Land $7,800 Building $86,900	$148,084 (+18.97%) Land $12,197 Building $135,887
2023	$1,773.00 Homeowner's exemption	$94,700 Land $7,800 Building $86,900	$124,473 Land $10,252 Building $114,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLOUD WATERWORKS serves 471 people · EPA ID WI4200477
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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