1213 Locust Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1213 Locust Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,518 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2019)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-021-10-102-00`

Property Details

APN / Parcel Number

Primary APN	`48-021-10-102-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	925 sqft
Upper Floors Area	463 sqft
Basement Area	130 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	174 sqft
Deck Area	342 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1213 LOCUST DR
City	ASHTABULA
State	OH
Zip	44004-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-15 COUNTRY CLUB
Legal Subdivision	COUNTRY CLUB
Legal Block	1
Legal Lot Number	15
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1016
Census Tract	602

Owner

1213 Locust Dr is owned by two individuals who bought it in December 2019.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1221 LOCUST DR, ASHTABULA, OH 44004-2026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Feb 20, 2004 · Amount on File
Deed Document Number	201912461
Deed Book / Page	698 / 357
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 17, 2022
Property Address	1213 LOCUST DR, ASHTABULA, OH 44004-2026
Document Number	0000005294
Book / Page	771 / 558
Map Reference	VOL 7 PG 60
Instrument Date	May 15, 2022
Instrument	202200005294
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1214 CHESTNUT DR, ASHTABULA, OH 44004-2004

Mortgage

Document Number	0007710561
Date	May 17, 2022
Instrument	771/0561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1213 Locust Dr was $5,415.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,415.00	$64,690 Land $18,450 Building $46,240	$184,800 Land $52,700 Building $132,100
2023	$2,978.00 (+12%) Homeowner's exemption	$64,690 (+30.06%) Land $18,450 Building $46,240	$184,800 Land $52,700 Building $132,100
2022	$2,659.00 Homeowner's exemption	$49,740 Land $14,180 Building $35,560
2020			$142,100 Land $40,500 Building $101,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1213 Locust Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Most Recent Claim	May 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1213 Locust Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20